Why Budget? We’ve got six reasons why you should overcome your budgeting problems! One of the top two New Year’s Resolutions is to get personal finances in order. Many folks want to get out of debt or set up a budget.
But too often this resolution is made, and then quickly abandoned.
We’ve heard it, we’ve seen it, and we’ve helped many families to overcome it.
Any effort you make to manage your money will immediately start producing positive dividends.
We’ve created a four-part series that covers the benefits and “How To’s” of setting up a realistic, workable and maintainable household … Read more »
One of the pinnacles of financial stability and security is to Pay off your mortgage early. Owning your home free and clear may seem like a fantasy. But if you follow the 5 steps we took, it can be your reality too.
Some people pay their home off in 30 years, others 15. But there are a group of people who simply hate having a mortgage pay it off quicker.
We paid our home off in 9 years.
Our efforts to pay down our mortgage debt started with just one dollar extra each month . . . but quickly grew to much more. … Read more »
Planning a New Year’s Eve Party means ringing in the New Year with family and friends.
We host a New Year’s Eve Party full of Family Fun each year. It is a tradition that started years ago and is an open house. And it doesn’t look like it’s ending anytime soon. Even though our kids are grown, they love inviting their friends and helping put on a great event.
When the kids were younger we would invite several families whose kids were the same ages as our kids. Now, we just invite anyone who wants to come. And we have every age group … Read more »
This is our updated (2019) list of 27 Christmas Movies that are Family Favorites. They are appropriate for children, some are animated, and some will make you laugh out loud they are that funny!
And remember that many of these are available at your public library or on Amazon Prime or Netflix for “free!”
We have an online account with our city library where we put items on hold. We just go in and pick them up when they email us and notify us that they have been pulled and are on the “hold” shelf. So easy to run in and check … Read more »
Are you wondering how we set up (Our) My Christmas Budget for Gift Giving? We’ll share that and some other tips for saving on gift giving so that your holidays will Jingle with Joy.
Christmas is coming, and it seems to get here faster and faster each year. And for many families what accompanies the approach of the holiday is the accumulation of lots of presents and . . . lots of bills or credit card debt.
Is there a way to break the cycle of obligatory gift giving and the weight of January’s debt regret?
My Christmas Budget Doesn’t Include A lot … Read more »
If you’re looking for the true meaning of Gift Giving, how to enjoy Christmas and the whole holiday season without feeling obligated to spend gobs of money. We’ve got 7 ways to overcome Holiday Gift Pressure.
We believe that gift-giving is a tangible way of saying “I love you.” But we also believe that spending lots of money means that I love you more than spending time and carefully selecting an appropriate gift.
A Reader Question about Holiday Gift Giving Pressures
I really enjoy reading about how your family enjoys holidays like Christmas without spending a lot of money (we all know what … Read more »
Holiday party outfits can be expensive, and everyone wants to look fantastic for the holidays. How can you get a great Holiday look without spending a fortune of money? We’ll share how you can dress up for the holidays with a minimal cash outlay, and look fabulous in the process.
Reader Question About Holiday Clothing Expenses
I know that I’ll be invited to several holiday parties this season and will need to get dressed up. And there isn’t money for new clothes right now. But I want to look good, and not put a balance on my credit card. What should I … Read more »
Gift Giving for Kids, it’s an age-old question. Should we give our kids money for Christmas or should we just give them presents? You might be surprised by our advice to this family!
Question About the Holidays and Gift Giving for Kids
I have your three books and have read about the MoneySmart Kids System that teaches kids to manage their own money; I have a question regarding giving money for holidays (to your children). Do you give money to your children for holidays or do you have a rule to not give money?
When we first heard about the Swagbucks website, we had to ask ourselves, “Is Swagbucks legit? Or is it a scam?”
We had tried some of the other survey sites and were really disappointed. So we started researching this site to find out.
A blogger friend mentioned how she earned hundreds of dollars in gift cards through Swagbucks. We really doubted the validity of her claim.
We Googled “Is Swagbucks Legit or a scam?” and found some very interesting blogs. Some people didn’t like this website, but others praised it. The positive reviews also claimed to have earned gift cards and cashback through … Read more »
Family Christmas Traditions can occur whether your family is large or small, and young or old. Establishing traditions can enhance relationships, evoke warm feelings and create memories that last a lifetime.
Over the years, we’ve read numerous books about the value of family traditions. They add stability to the yearly calendar as the kids and grandkids eagerly anticipate and participate in the preparations for each special event.
Our Family Christmas Traditions really are a “month-full” of activities and routines that we’ve established over the course of many years. Here are a few of the many we have:
Are you wondering whether your favorite stores are opened or closed on Thanksgiving Day and Black Friday, check out the list below.
How does the commercialization of the holidays make you feel?
You know we love getting deals and saving money, but where do you draw the line? When Black Friday was on the Friday after Thanksgiving we thrilled in getting up early to catch the sales. As retailers strategically moved their opening times earlier and earlier in the morning we cringed.
Then when the midnight opening started, we cringed some more, yet we were still attracted by some of the great … Read more »
Do you have college loans? Are you looking for a list of student loan forgiveness programs? Are you wondering if you can get loan forgiveness?
Student loan forgiveness isn’t available to everyone, but it is a great way to pay off student loans that have already been accrued!
We’ve scoured the loan forgiveness landscape and found 9 different programs that might benefit you.
College Prices Have Skyrocketed:
Over the past 40 years, gas prices have increased by about 300% and Gold has risen more than 1200%. However, the cost of college has outpaced them both, skyrocketing more than 1600% higher than it was in … Read more »