33 Places that Buy Used Cell Phones for Cash – Broken or Working

Trade in Used Cell Phones for cash.

Have you ever wondered, “who buys used cell phones?” Many stores are willing to buy used cell phones for cash.

Do you have some old cell phones sitting in a drawer? Would you like to turn that outdated technology into cash?

This article will help you turn your unneeded phones into needed money.

We’ll share stores that are nearby where you can get cash today for your phone.

And we’ll also share several online options where you can get a quote and then mail your phone in for a cash payout.

Table of Contents


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Linen Closet Organization Ideas: 9 Brilliant Tips, Tricks (and Hacks)

Linen Closet Organization/ Linen Closet Storage DIY/ Organize Linens

Reorganizing your linen closet probably isn’t at the top of your to-do list! But this task can really free up time and mental energy – here’s why and how.

The Last Time We Reorganized our Linen Closet

For us, it had been about 10 years since we organized our linen closet. With raising five kids,  writing books and speaking around the country, we had little time to think about this type of organizing task. We truly had lost track of what was in the linen closet.

 Watch the video at the bottom of this page where … Read more »

Best Budget Tracking: The Key to the Most Effective Household Budget Ever!

This is the Amazing Key to the Most Powerful Household Budget Ever! And it starts with Budget Tracking.

Are you ready to learn about an amazingly easy budget tracking tool? It’s the most unexpected, simple and amazing key to an effective household budget ever!

We’ve got Budget Tracking secrets to help you become successful financially. 

Lots of people talk about household budgets at the beginning of the year. With the holidays quickly fading in the rearview mirror, we’re motoring at full speed into a new year, full of optimism and powered by new resolutions. While some cruise down that road with apparent effortlessness, others will hit speed bumps or have collisions with unseen obstacles. The road to … Read more »

56 Fun, Inexpensive & Interesting Hobbies

Fun, Inexpensive & Interesting Hobbies #InterestingHobbies #InexpensiveHobbies #FunHobbies #INeedaHobby #AffordableHobbies #MakeMoneyHobbies

Have you ever said to yourself, “I need a hobby.” Are you looking for some fun, inexpensive, or interesting hobbies to try?

Hobbies are a great way to challenge you, learn a new skill or provide some extra income. And they’re especially fun if they don’t cost a lot of money to get started.

If you’re looking for something new, check out these 53 choices.

Fun & Interesting Hobbies that Became Successful Businesses

Check out this list of people whose hobbies turned into huge earning potential. They each created a successful business from a hobby started at home.

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Why Budget – Overcoming Budgeting Problems Now!

Why Budget? 6 Ways for Overcoming Budgeting Problems Now!

Why Budget? We’ve got six reasons why you should overcome your budgeting problems! One of the top two New Year’s Resolutions is to get personal finances in order. Many folks want to get out of debt or set up a budget.

But too often this resolution is made, and then quickly abandoned.

We’ve heard it, we’ve seen it, and we’ve helped many families to overcome it.

Any effort you make to manage your money will immediately start producing positive dividends.

We’ve created a four-part series that covers the benefits and “How To’s” of setting up a realistic, workable and maintainable household budget.

The Four … Read more »

Free Places to Workout – 50 Cheap Ways to Get Healthy and Stay Healthy

3 people sitting together with white gymshoes on their feet.

There are free places to workout all around us if you just know where to look. We looked to our Facebook friends and learned about dozens more that we’d never hear of.

If you’re looking for “free exercise near me,” we’ve got lots of ideas.

It’s time to get more exercise for less.

Get Healthy Stay Healthy for Less this Year!

We all know that to get healthy and to stay healthy, a regular exercise routine is a must. Our doctors recommend it and our friends encourage it. Of course, thousands of health clubs, gyms, and exercise equipment sellers promote … Read more »

Prevent or Cure a Cold: How to Beat Sickness in One or Two Days

16 ways to cure a cold a one or two days.

Do you want to prevent or cure a Cold faster? Finding the cure for a common cold has been mankinds’ pursuit for hundreds of years.

While we haven’t found THE cure, we have found many ways to prevent illness or regain your health quicker.

With today’s Coronavirus concerns this Cold & Flu season is horrible and tricky. Catching a cold or the flu could be almost inevitable and dangerous.

How to cure a cold and beat sickness is a game everyone wants to win.

If you leave your house at all or have a large family, you’ll be surrounded by people. And those people … Read more »

The True Meaning of Gift Giving – Reducing Holiday Gift Pressures (with grace)

Reduce Holiday Gift Pressure Christmas Tree Ornaments

If you’re looking for the true meaning of Gift Giving, how to enjoy Christmas and the whole holiday season without feeling obligated to spend gobs of money. We’ve got 7 ways to overcome Holiday Gift Pressure.

We believe that gift-giving is a tangible way of saying “I love you.” But we also believe that spending lots of money means that I love you more than spending time and carefully selecting an appropriate gift.

A Reader Question about Holiday Gift Giving Pressures

I really enjoy reading about how your family enjoys holidays like Christmas without spending a lot of money (we all know what … Read more »

Christmas on a Small Budget—30 Ideas For A Magical Holiday

A great christmas on a small budget

How can you have a Magical Christmas on a small budget if your bank account is less than enchanted?

We all want to make Christmas a special time of year for our kids and other family members. But we don’t want to wake up in January with huge credit card bills and a large dose of Christmas regret.

It really comes down to time versus money. If you don’t have the money to buy every present you want to give, then you’ll have to invest some time to make the magic happen.

If you can involve your spouse or kids as elves, you … Read more »

Dressing Up for the Holidays for Less: Holiday Party Outfits Savings

Holiday Clothing that looks great but doesn't cost a fortune!

Holiday party outfits can be expensive, and everyone wants to look fantastic for the holidays. How can you get a great Holiday look without spending a fortune of money? We’ll share how you can dress up for the holidays with a minimal cash outlay, and look fabulous in the process.

Reader Question About Holiday Clothing Expenses

I know that I’ll be invited to several holiday parties this season and will need to get dressed up. And there isn’t money for new clothes right now. But I want to look good, and not put a balance on my credit card. What should I … Read more »

Holiday Entertaining on a Budget – More Food, More Fun, More Festive!

Holiday Entertaining on a Budget doesn't have to be boring or costly!

Holiday Entertaining on a budget does not have to be boring! But does the cost of hosting a fund holiday party overwhelm you? These days with smaller groups of people getting together, you can save some money, and still put on a great event.

Here are 4 inexpensive ways to host holiday parties this year that are fun, frugal and full of holiday cheer.

We just attended a holiday party at a friend’s home. It was a pot-luck (of sorts)—some people brought nothing. The hostess provided a small turkey, drinks and some dessert.

Annette cooked up a huge pot of turkey barley soup. … Read more »

Giving Money As A Gift: Is it Better to Give Cash or a Present?

Gift Giving presents under a christmas tree.

Gift Giving for Kids, it’s an age-old question. Should we give our kids money for Christmas or should we just give them presents? You might be surprised by our advice to this family!

Question About the Holidays and Gift Giving for Kids

I have your three books and have read about the MoneySmart Kids System that teaches kids to manage their own money; I have a question regarding giving money for holidays (to your children). Do you give money to your children for holidays or do you have a rule to not give money?

Our Strategy with Gift Giving for … Read more »

27 Fantastic Christmas Movie Favorites for the Whole Family

Christmas Movies that are Family Friendly!

This is our updated (2020) list of 27 Christmas Movies that are Family Favorites. They are appropriate for children, some are animated, and some will make you laugh out loud they are that funny! 

And remember that many of these are available at your public library or on Amazon Prime or Netflix for “free!” 

We have an online account with our city library where we put items on hold. We just go in and pick them up when they email us and notify us that they have been pulled and are on the “hold” shelf. So easy to run in and check … Read more »

Fun Family Christmas Traditions: 8 Exciting and Inexpensive Holiday Activities

Family Christmas Traditions for the Holidays. 8 Inexpensive Christmas Activities

Family Christmas Traditions can occur whether your family is large or small, and young or old. Establishing traditions can enhance relationships, evoke warm feelings and create memories that last a lifetime.

Over the years, we’ve read numerous books about the value of family traditions. They add stability to the yearly calendar as the kids and grandkids eagerly anticipate and participate in the preparations for each special event.

Our Family Christmas Traditions really are a “month-full” of activities and routines that we’ve established over the course of many years. Here are a few of the many we have:

Holiday Music / Performances

There are many … Read more »

Gifts for Grandchildren: Creative Ideas for Grandparents Who Tend to Indulge.

When grandparents give too much. A pile of white presents wrapped with red bow.

A reader wonders how to deal with a grandparent who is overly generous. Are there rules for gift giving etiquette?

Reader Question About An Overly Generous Grandmother

How have you had to struggle over members of your extended family giving too many or inappropriate gifts to your children?

A good friend of mine has a struggle with her mother-in-law giving expensive presents to her son.

My friend and her husband are on a budget and they want to teach their son that Christmas isn’t about presents but about traditions, family, and charity. But this is difficult with a grandmother who wants to indulge their … Read more »

What to Make for a Thanksgiving Potluck with Children

What to Make for a Thanksgiving Potluck with Children & Hosting it!

Are you hosting a Potluck Thanksgiving or attending a large gathering for Thanksgiving? Here are lots of ways to save money and reduce stress when feeding a large group for Thanksgiving Dinner or being a guest at someone else’s event. We will also talk about what to make for a Thanksgiving potluck.

Hosting a successful Potluck Thanksgiving dinner

There are so many details to hosting a successful dinner: Where will they sit; what time will you serve dinner; how much help will you need; how many days will it take you to prepare; and what about cleaning all of those dishes?

How Did … Read more »

16 Thanksgiving Activities for Families Who Want Crazy Fun

Thanksgiving Activities for Families with Kids can be Fun & Frugal.

Are you looking for some fun Thanksgiving activities for families with kids? A few of these fun activities can really make the day special and memorable.

Even with concerns about Covid-19 this year, you can still have a small gathering, social distance and have fun.

The activities we plan are some of the best ways to keep kids and parents engaged and looking forward to this holiday.

If everyone or most everyone participates, the fun memories created will last a lifetime.

Whether you are a kid, teen or adult, coming up with activities to share on Thanksgiving is a very doable undertaking.

Thanksgiving is … Read more »

Top Health Insurance Companies for Open Enrollment

Top Health Insurance Companies

Sifting through the right health insurance companies to find the right one for you and your family can be an overwhelming task.

A variety of factors will determine the ability of a healthcare company to meet the needs of you and your family. The task at hand may seem enormous, but I will explain the different factors that will go into choosing a healthcare company successfully.

Once you know a little bit more about the different elements to consider, we will outline the best healthcare companies in the market. With this combination of information, you will be able to successfully … Read more »

My First Thanksgiving and I’m on a Budget!

Hosting my first Thanksgiving Dinner - what should I do?

I will be cooking my first Thanksgiving Dinner for my Family and I am overwhelmed!

Help! We’ve been married 4 years and this will be the first time I’m hosting Thanksgiving. We’ve got relatives coming from out of town. I’m panicking over the cost!

Don’t Fret over Your First Thanksgiving Dinner!

Your first Thanksgiving to cook and you have a budget is no problem. We totally get that the thought of preparing a Thanksgiving dinner for a whole family can be overwhelming and expensive.

And the emotional toll of hosting parents or in-laws can really add to the stress. Just remember that they’ve all … Read more »

Paying for College With No Money or a Trust Fund

How to Pay for College with no Money - College graduate

A Reader asks How to Pay for College With No Money and without a Trust Fund.

Question: My daughter is a senior in high school and is preparing to head off to college. We have no money saved for her college expenses and feel like loans are the only option we have. What should we do?

MoneySmartFamily: You have more options than you realize.

1. Get Government Grants

Fill out a FAFSA application – it’s the Free Application for Federal Student Aid – StudentAid.ed.gov

Do this even if you don’t think you’ll qualify for any student aid. FAFSA weighs many … Read more »

What Are Health Share Plans? Is Medical Cost Sharing for You?

Mom holding a baby's hand - medical cost sharing.

Many people have asked what the difference is between Health Share Plans and traditional Health Insurance.  We’ll answer many questions about the medical cost sharing industry in this article.

Things like:

What’s the Difference Between Medical Cost Sharing and Traditional Insurance?
How Long Has Medical Cost Sharing been around?
What types of things do cost-sharing programs cover and not cover?
How much can you save with Medical Cost Sharing programs?
Who are the biggest players in Medical Cost Sharing?
See an example of what a large medical expense would cost you with a cost-sharing account.

Problems with Affordable Care Act Insurance

It happens over and over again. People crying … Read more »

College Savings: 10 Out of the Box Ways Cut the Cost of Education

10 Out of the Box Ways for BigTime College Savings!

Are you’re looking for college savings when trying to get a university education? This blog will give you plenty of out of the box and unconventional options for college savings.

If you take to heart just a few of these ideas it could save you $10,000 or more.

The college landscape is changing so rapidly that savings can be found in the most unusual places. Especially if you’re willing to research and question conventional thinking and dig a little deeper.

This is blog #5 in our College Savings Series. Scroll to the bottom of this page for links to the entire series.

College Prices … Read more »

Fun Family Tradition Examples: For the Holidays and The Whole Year

Fun Family Traditions for Christmas, Easter, Fourth of July, Thanksgiving, Halloween and more.

Are you looking for some new and fun family traditions?

Whether your family is large or small, young or old, establishing traditions can cement relationships. It can also evoke warm feelings and create memories that last a lifetime.

Over the years, we’ve read numerous books about the value of family traditions.

These habits and rituals add stability to the yearly calendar as the kids eagerly anticipate and participate in the preparations for each special event. Traditions don’t need to be expensive or elaborate to be memorable.

We hope our most enjoyable ideas will provide the impetus for you to create your own family traditions. … Read more »

How to Get The Most FAFSA Money and Pell Grant Awards

Maximize FAFSA and Pell Grant Money.

If you want to legitimately get the most FAFSA money for your college education, follow these tips and tricks. You’ll get maximum federal student aid in Pell Grants from following our research when you fill out your FAFSA application.

Debt-Free College Series # 4 – FAFSA and Financial Aid

We have  5 kids who have attended college, and we have filled out FAFSA applications with every single one of them.

As a matter of fact, we’ve filled out the FAFSA application several times with each of them.

In the process, we’ve learned several tips from our own experience and from financial aid experts.

In this blog, … Read more »

Homemade Halloween Party Games, Crafts and Food for a Harvest Festival Party

Homemade Halloween Fun & Games for Families!

Are you looking for some Fun Homemade Halloween party games? We’ve assembled a great list to make your party a frugal and fun success. We started with 13 games, but the list keeps growing. We’ve also added some crafts and fun food ideas.

Halloween and the Fall can make for some really fun homemade Harvest party games. We know some people are squeamish about taking their kids out “Trick-or-Treating” so why not borrow some of these ideas. We’ve used variations of some of these for our kids’ birthday parties.

They work great as carnival-type booths or as party games for a small … Read more »