Reorganizing your linen closet probably isn’t at the top of your to-do list! But this task can really free up time and mental energy – here’s why and how.
The Last Time We Reorganized our Linen Closet
For us, it had been about 10 years since we organized our linen closet. With raising five kids, writing books and speaking around the country, we had little time to think about this type of organizing task. We truly had lost track of what was in the linen closet.
Are you ready to learn about an amazingly easy budget tracking tool? It’s the most unexpected, simple and amazing key to an effective household budget ever!
We’ve got Budget Tracking secrets to help you become successful financially.
Lots of people talk about household budgets at the beginning of the year. With the holidays quickly fading in the rearview mirror, we’re motoring at full speed into a new year, full of optimism and powered by new resolutions. While some cruise down that road with apparent effortlessness, others will hit speed bumps or have collisions with unseen obstacles. The road to … Read more »
Why Budget? We’ve got six reasons why you should overcome your budgeting problems! One of the top two New Year’s Resolutions is to get personal finances in order. Many folks want to get out of debt or set up a budget.
But too often this resolution is made, and then quickly abandoned.
We’ve heard it, we’ve seen it, and we’ve helped many families to overcome it.
Any effort you make to manage your money will immediately start producing positive dividends.
We’ve created a four-part series that covers the benefits and “How To’s” of setting up a realistic, workable and maintainable household budget.
There are free places to workout all around us if you just know where to look. We looked to our Facebook friends and learned about dozens more that we’d never hear of.
If you’re looking for “free exercise near me,” we’ve got lots of ideas.
It’s time to get more exercise for less.
Get Healthy Stay Healthy for Less this Year!
We all know that to get healthy and to stay healthy, a regular exercise routine is a must. Our doctors recommend it and our friends encourage it. Of course, thousands of health clubs, gyms, and exercise equipment sellers promote … Read more »
If you’re looking for the true meaning of Gift Giving, how to enjoy Christmas and the whole holiday season without feeling obligated to spend gobs of money. We’ve got 7 ways to overcome Holiday Gift Pressure.
We believe that gift-giving is a tangible way of saying “I love you.” But we also believe that spending lots of money means that I love you more than spending time and carefully selecting an appropriate gift.
A Reader Question about Holiday Gift Giving Pressures
I really enjoy reading about how your family enjoys holidays like Christmas without spending a lot of money (we all know what … Read more »
Holiday party outfits can be expensive, and everyone wants to look fantastic for the holidays. How can you get a great Holiday look without spending a fortune of money? We’ll share how you can dress up for the holidays with a minimal cash outlay, and look fabulous in the process.
Reader Question About Holiday Clothing Expenses
I know that I’ll be invited to several holiday parties this season and will need to get dressed up. And there isn’t money for new clothes right now. But I want to look good, and not put a balance on my credit card. What should I … Read more »
Holiday Entertaining on a budget does not have to be boring! But does the cost of hosting a fund holiday party overwhelm you? These days with smaller groups of people getting together, you can save some money, and still put on a great event.
Here are 4 inexpensive ways to host holiday parties this year that are fun, frugal and full of holiday cheer.
We just attended a holiday party at a friend’s home. It was a pot-luck (of sorts)—some people brought nothing. The hostess provided a small turkey, drinks and some dessert.
Annette cooked up a huge pot of turkey barley soup. … Read more »
Gift Giving for Kids, it’s an age-old question. Should we give our kids money for Christmas or should we just give them presents? You might be surprised by our advice to this family!
Question About the Holidays and Gift Giving for Kids
I have your three books and have read about the MoneySmart Kids System that teaches kids to manage their own money; I have a question regarding giving money for holidays (to your children). Do you give money to your children for holidays or do you have a rule to not give money?
This is our updated (2020) list of 27 Christmas Movies that are Family Favorites. They are appropriate for children, some are animated, and some will make you laugh out loud they are that funny!
And remember that many of these are available at your public library or on Amazon Prime or Netflix for “free!”
We have an online account with our city library where we put items on hold. We just go in and pick them up when they email us and notify us that they have been pulled and are on the “hold” shelf. So easy to run in and check … Read more »
Family Christmas Traditions can occur whether your family is large or small, and young or old. Establishing traditions can enhance relationships, evoke warm feelings and create memories that last a lifetime.
Over the years, we’ve read numerous books about the value of family traditions. They add stability to the yearly calendar as the kids and grandkids eagerly anticipate and participate in the preparations for each special event.
Our Family Christmas Traditions really are a “month-full” of activities and routines that we’ve established over the course of many years. Here are a few of the many we have:
A reader wonders how to deal with a grandparent who is overly generous. Are there rules for gift giving etiquette?
Reader Question About An Overly Generous Grandmother
How have you had to struggle over members of your extended family giving too many or inappropriate gifts to your children?
A good friend of mine has a struggle with her mother-in-law giving expensive presents to her son.
My friend and her husband are on a budget and they want to teach their son that Christmas isn’t about presents but about traditions, family, and charity. But this is difficult with a grandmother who wants to indulge their … Read more »
Are you hosting a Potluck Thanksgiving or attending a large gathering for Thanksgiving? Here are lots of ways to save money and reduce stress when feeding a large group for Thanksgiving Dinner or being a guest at someone else’s event. We will also talk about what to make for a Thanksgiving potluck.
Hosting a successful Potluck Thanksgiving dinner
There are so many details to hosting a successful dinner: Where will they sit; what time will you serve dinner; how much help will you need; how many days will it take you to prepare; and what about cleaning all of those dishes?
Sifting through the right health insurance companies to find the right one for you and your family can be an overwhelming task.
A variety of factors will determine the ability of a healthcare company to meet the needs of you and your family. The task at hand may seem enormous, but I will explain the different factors that will go into choosing a healthcare company successfully.
Once you know a little bit more about the different elements to consider, we will outline the best healthcare companies in the market. With this combination of information, you will be able to successfully … Read more »
A Reader asks How to Pay for College With No Money and without a Trust Fund.
Question: My daughter is a senior in high school and is preparing to head off to college. We have no money saved for her college expenses and feel like loans are the only option we have. What should we do?
MoneySmartFamily: You have more options than you realize.
1. Get Government Grants
Fill out a FAFSA application – it’s the Free Application for Federal Student Aid – StudentAid.ed.gov
Do this even if you don’t think you’ll qualify for any student aid. FAFSA weighs many … Read more »
Many people have asked what the difference is between Health Share Plans and traditional Health Insurance. We’ll answer many questions about the medical cost sharing industry in this article.
What’s the Difference Between Medical Cost Sharing and Traditional Insurance?
How Long Has Medical Cost Sharing been around?
What types of things do cost-sharing programs cover and not cover?
How much can you save with Medical Cost Sharing programs?
Who are the biggest players in Medical Cost Sharing?
See an example of what a large medical expense would cost you with a cost-sharing account.
Problems with Affordable Care Act Insurance
It happens over and over again. People crying … Read more »
Are you looking for some new and fun family traditions?
Whether your family is large or small, young or old, establishing traditions can cement relationships. It can also evoke warm feelings and create memories that last a lifetime.
Over the years, we’ve read numerous books about the value of family traditions.
These habits and rituals add stability to the yearly calendar as the kids eagerly anticipate and participate in the preparations for each special event. Traditions don’t need to be expensive or elaborate to be memorable.
We hope our most enjoyable ideas will provide the impetus for you to create your own family traditions. … Read more »
If you want to legitimately get the most FAFSA money for your college education, follow these tips and tricks. You’ll get maximum federal student aid in Pell Grants from following our research when you fill out your FAFSA application.
Debt-Free College Series # 4 – FAFSA and Financial Aid
We have 5 kids who have attended college, and we have filled out FAFSA applications with every single one of them.
As a matter of fact, we’ve filled out the FAFSA application several times with each of them.
In the process, we’ve learned several tips from our own experience and from financial aid experts.
Are you looking for some Fun Homemade Halloween party games? We’ve assembled a great list to make your party a frugal and fun success. We started with 13 games, but the list keeps growing. We’ve also added some crafts and fun food ideas.
Halloween and the Fall can make for some really fun homemade Harvest party games. We know some people are squeamish about taking their kids out “Trick-or-Treating” so why not borrow some of these ideas. We’ve used variations of some of these for our kids’ birthday parties.
They work great as carnival-type booths or as party games for a small … Read more »
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