I want to start rehabilitating my finances that will include a budget makeover with groceries. So following your advice, I’m revamping my grocery shopping. I homeschool our 4 young children and they tend to drink a … Read more »
If you are looking to cut the cost of driving your car, then finding free air for your tires can be a good place to start. By keeping your tires properly inflated you’ll save money on gas, your tires will last longer and your car will drive better.
There are likely to be 15+ places near you that will give you free air for your tires. The cost of owning a vehicle can be staggering. Between car payments, insurance, regular maintenance, and gas, you could be spending several thousand dollars a year to drive your car.
One of the pinnacles of financial stability and security is to Pay off your mortgage early. Owning your home free and clear may seem like a fantasy. But if you follow the 5 steps we took, it can be your reality too.
Some people pay their home off in 30 years, others 15. But there are a group of people who simply hate having a mortgage pay it off quicker.
We paid our home off in 9 years.
Our efforts to pay down our mortgage debt started with just one dollar extra each month . . . but quickly grew to much more. … Read more »
Is it possible that our good intentions and generosity could end up entitling our kids? No parent intentionally sets out to create dependent children who expect to be given everything they desire.
If you want to raise kids who aren’t entitled but are empowered – keep reading. We have 7 ways we helped our kids to become Financially strong, fit and independent.
Kids are kind of funny. If we offer to pay for something, they’ll gladly let us do it . . . forever and ever. If we don’t pay, they’ll carry on about how “mean” and out of touch with reality … Read more »
Buying a home with bad credit can really be a challenge. And if you have a poor credit score it can be even tougher. If you’ve always dreamed of owning a home, but you’re struggling with saving a down payment or raising your credit score, we’ve got hope.
There are several steps you can take to repair credit, find a lender, and realize that goal of homeownership. This guide will help you find all the resources you need.
Step One: Work on Your Credit
Bad credit and a low credit score are major obstacles when purchasing a home. Lenders use your credit score to … Read more »
A Reader asks How to Pay for College With No Money and without a Trust Fund.
Question: My daughter is a senior in high school and is preparing to head off to college. We have no money saved for her college expenses and feel like loans are the only option we have. What should we do?
MoneySmartFamily: You have more options than you realize.
1. Get Government Grants
Fill out a FAFSA application – it’s the Free Application for Federal Student Aid – StudentAid.ed.gov
Do this even if you don’t think you’ll qualify for any student aid. FAFSA … Read more »
Do you have college loans? Are you looking for a list of loan forgiveness programs? Are you wondering if you can get student loan forgiveness?
Student loan forgiveness isn’t available to everyone, but it is a great way to pay off student loans that have already been accrued!
We’ve scoured the loan forgiveness landscape and found 9 different programs that might benefit you.
College Prices Have Skyrocketed:
Over the past 40 years, gas prices have increased by about 300% and Gold has risen more than 1200%. However, the cost of college has outpaced them both, skyrocketing more than 1600% higher than it was in … Read more »
If you’re looking for Garage Sale Tips and Tricks, you’ve come to the right place. We’ve hosted and participated in dozens of very successful garage sales.
We’ve written this Garage Sale Guide to help you turn your unwanted treasures into cash. There are 37 ideas presented on this page to help you run an efficient and profitable yard sale at your home. Or to host a rummage sale for a charitable organization where you volunteer.
Hosting A Garage Sale – Where to Start
Have you ever wondered how to host a great and profitable garage sale? We’ve hosted dozens of yard or garage … Read more »
Our friends Cassie and Erle – founders of Savory Butcher, have asked Annette and Steve to be their celebrity bloggers of the month.
DRAWING: Everyone who opens a Savory Butcher account will be entered in a drawing for a free box of meat. They’re giving away a Fresh Savory Sampler Mixed Box – 26 pounds of fresh meat. Retail Value: $109.00.
We’re in the dog days of summer (in the U.S.) and depending on where you live, you’re either enjoying the nice weather, sweltering in the humidity or broiling in the dry heat. For many people, summer is a time for relief from the high utility costs of the winter. But for us in Arizona, this is our most expensive season.
1) Planning Ahead for Utility Savings
The time to prepare for your most expensive utility usage season is NOT usually in the middle of that season.
If your winter utility costs eat you alive, prepare in the summer with:
We’ve got Frugal Fashion Tips for Kids when you’re shopping for back-to-school clothes. These will help your kids to look nice, be a little trendy, and not cost a fortune.
We outfitted 5 kids with wardrobes each year. We also found lots of ways for them to look fashionable while staying within our frugal spending limits.
5 Ways to Save on Fashionable Back-To-School Clothes
Parents spend a lot of money for Back-to-school sales for clothing each year. According to a Parents.com survey of 1000 families, 60 percent said that they would spend more on back-to-school clothes for their … Read more »
This College Home Study Program is amazing, clever, very different from other programs and inexpensive too.
If you have kids who want a fast track to a college degree or, if you’re an adult looking for an inexpensive and fast way to finally finish that degree, you’ve GOT TO READ what Becky and her kids have done. It’s absolute GENIUS.
We met Becky Muldrow in San Antonio, Texas at a conference where we were speaking. Becky is a mom and a smart one at that.
With 10 kids she has to be.
But what stood out most to us was her absolutely ingenious way … Read more »
Learning to manage your food budget is one of the fastest ways to start turning around your family household budget. We see so many families practice grocery shopping habits that drive their food costs through the roof.
If you’ve never been shown how to master the art of food shopping and meal prep, don’t feel bad.
It’s a much easier game to learn than you realize.
Take the Quiz and See How You Do
Put a check mark next to any statement that describes something you’ve said or done in the past six months:
Are you looking to save money and find cheap meat near your home? These strategies could save you thousands of dollars this year.
Years ago, it was the man’s “job” to hunt for the meat to provide for the family. All it cost was a few days’ trudging through the forest, and some bullets or arrows. Then there was time to clean and dress the meat, a man’s muscles to lug it all home and space to store it.
Today, in our more “sophisticated” society, both sexes are responsible for putting meat on the table. The … Read more »
Have you ever thought long and hard about the eggs we eat?
What About Questions Like:
How long can eggs last unrefrigerated and refrigerated? Or, “How can you tell if the eggs you have are going bad? Does the nutritional value of an egg change as it ages?
Egg Storage Around the World
One of my favorite things to do when I travel is to visit local grocery stores. I enjoy comparing the similarities and differences. In Iceland, grocery stores have a line of cookies called “Maryland.” In France, quail eggs are a common grocery store item.
One notable difference between Europe and the United … Read more »