Budgeting

Did you ever ask yourself, “How does a budget work?” Do you like the word “Budget?” We often hear people refer to budgets in negative terms. Words that imply pain or restriction or deprivation.  We have a different view of the way budgets work. We look at a household budget as a positive thing. It’s a tool that preserves our money and lets us enjoy life and the things we have.  We think a budget is very similar to …

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If you’re looking for the best way to build financial confidence, try setting up a written budget. We’ve spent the last few weeks describing different spending plans or budget systems. We’ve described several options for budgeting success and the amazing key to our budgeting success. Today we’re sharing five benefits to having a written budget like we use. And yes, we do understand that a written budget may sound less tech-savvy than using phone apps or online budget systems. But honestly, …

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Have you ever wondered how to cash a personal check when you don’t have a bank account? Or where you can cash a check right now and what the charges would be? You might need to cash a check from a friend because you’re traveling out of state, or you could have an online bank or you may simply not have a bank account at all. If someone writes you a check and you don’t have access to your …

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Facing a financial crisis, job loss, or pay cut? Whether it’s due to the COVID-19 pandemic, inflation, or other challenges, you’re not alone. Ever wondered if you could stay afloat if you missed a paycheck? We’ve been there—job losses, pay cuts, career changes—and we’ve managed to stay debt-free. In this article, we share our journey and tips on how you can do the same. Dive in to discover our strategies for surviving tough financial times. Take our 2024 Economic …

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