Are you trying to find a new job? Does your job search seem different than other times?
Hunting for a job in the midst of a worldwide pandemic and in life after it has changed significantly. In this article, we’ll help you understand what’s changed, what’s new, and what has stayed the same for job seekers.
Job Seeking During the Pandemic and Afterward
No one expected the arrival of this pandemic. For some, it meant the absolute collapse of their start-up or established business. For others, it meant job cuts and reduction in pay as businesses struggled to keep operating.
If you’re building an emergency fund, you’ll want to set some savings goals based on the five-category examples in this article. We’ll give you emergency fund examples, amounts and categories.
If you’re managing a budget and have extra money available each month, you’ll want to take note of our emergency fund examples.
We took several years to accumulate our 5 category Emergency Fund Savings account. We’ll tell you what the categories are, how much we saved and where we keep it (it’s in a special high-yield bank account).
Do you want to get out of Debt? Have you been trying to pay off what you owe, but keep getting hit with unexpected emergencies.
Keep reading – we have 9 things you can do to kill your debt. And several things you can start applying today.
How is Debt Like Being in a Car Crash?
Have you ever come across an auto accident where a battered, bloody victim was walking around in a daze? Asked if he’s all right, he stutters, “Y-Yes, I’ll be fine.” Obviously hurt, in shock, and needing immediate attention, he still refuses help. “I’m all right,” he … Read more »
Your parents cared for you for years, and now it’s your turn. As you parents start to reach an older age, there are several financial decisions that they will need to make. By not making some key choices now they could leave you and your loved ones with some difficult decisions later.
Talking about money and death is never a fun topic, but it’s important that you have those hard talks with your loved ones before it’s too late. It will save a lot of pain and frustration in the future.
1. Life Insurance
Let’s get one of the most difficult out of … Read more »
There are LOTS of blogs written about fun things to do when you’re bored. So, we wanted to put a new twist on that, and offer you a list of productive things to accomplish in this season of staying home more than normal.
We’ve broken this list of productive activities into 9 categories:
1) Money Activities (5 ideas)
If you’re bored, why not do something that will help you reach your financial goals? These ideas may take some time to complete, but once they’re done, you’ll be in a much better place financially.
Can Frugal Living make a difference in how soon you retire or is it just a waste of time? We’re going to give you one example of the power of frugal living as it specifically pertains to how soon you can retire.
How Much Money Do You Need to Retire?
First, let’s calculate how much money you need to retire for a moment.
Most retirement planning projection systems don’t adequately show the impact of frugal living in retirement estimate calculations—probably for good reason. Most people aren’t frugal!
However, the average person has rarely been shown “The Power of Frugal Living” regarding retirement calculation below. … Read more »
Finding free tax help and filing your taxes doesn’t have to be expensive.
If you’re a lower-income family, just starting out after college, a senior, military or former military family, there are lots of options for getting your taxes filed for free or for almost nothing. We’re hoping that you’ll check out these three options and be able to save a boodle! We’ve personally used two of the three services, and Steve’s dad was a volunteer with the last one.
Filing your income tax return doesn’t have to be a taxing (or expensive) proposition
Filing taxes is an annual ritual that most of … Read more »
One of the pinnacles of financial stability and security is to Pay off your mortgage early. Owning your home free and clear may seem like a fantasy. But if you follow the 5 steps we took, it can be your reality too.
Some people pay their home off in 30 years, others 15. But there are a group of people who simply hate having a mortgage pay it off quicker.
We paid our home off in 9 years.
Our efforts to pay down our mortgage debt started with just one dollar extra each month . . . but quickly grew to much more. … Read more »
Are you ready to learn about an amazingly easy budget-tracking tool? It’s the most unexpected, simple, and amazing key to an effective household budget ever!
We’ve got Budget Tracking secrets to help you become successful financially.
Lots of people talk about household budgets at the beginning of the year. With the holidays quickly fading in the rearview mirror, we’re motoring at full speed into a new year, full of optimism and powered by new resolutions. While some cruise down that road with apparent effortlessness, others will hit speed bumps or have collisions with unseen obstacles. The road to resolution … Read more »
Why Budget? We’ve got six reasons why you should overcome your budgeting problems! One of the top two New Year’s Resolutions is to get personal finances in order. Many folks want to get out of debt or set up a budget.
But too often this resolution is made, and then quickly abandoned.
We’ve heard it, we’ve seen it, and we’ve helped many families to overcome it.
Any effort you make to manage your money will immediately start producing positive dividends.
We’ve created a four-part series that covers the benefits and “How To’s” of setting up a realistic, workable and maintainable household budget.
Are you coming into an inheritance in the near future? Or have you already inherited some money? Are you wondering what to do with inherited money?
We’ve been going through the process for the past few years and have learned a lot. We’ve also met with some incredibly wise and experienced estate and investment experts in the process. In this article, we’ve reached out to Attorney Lyle Soloman, the principal from Oak View Law Group in Rocklin, California.
How Inheritances Can Be Received
There are several ways that most people receive an inheritance.
Do you want to prepare your car for winter so you can get where you want to go safely? Do you live in a part of the country with the potential for severe winter weather?
We’ll share some of the best and least expensive ideas for what to keep in your car and how to get your car ready for winter. That way you can go over the hills and through the woods, to whomever’s house you go.
If you winterize your car, despite harsh weather conditions, you’ll still keep yourself safe and you’ll be less likely to be stranded.
What does living below your means . . . mean? Does it mean a life of deprivation? Does it mean a life of constant coupon clipping, or a life of regularly saying, “We can’t afford it?”
Living below your means – something different.
Maybe it’s saying yes to your top priorities like paying off debt and building savings/retirement.
OR, it’s saying, “I’d love to take a cruise, but this year we only have enough money for a driving vacation.” And then making it a fantastic, fun family memory.
Maybe it’s saying, “I’m making great money right now, but this may not last, so we’re going to … Read more »
Accumulating debt has become a common occurrence in most families – but paying off debts, even on a low income has become an achievable goal for visitors to our website. If you are looking for ways to destroy debt forever, then this article will encourage, equip and empower you!
Debt Free on a Small Income. On an average household income of less than $45,000, we’ve avoided debt and been able to pay off our home mortgages in record time. To do it, we’ve used many of the methods described in this blog. Follow these 7 Steps and you could be debt-free too!
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