Is it possible that our good intentions and generosity could end up entitling our kids? No parent intentionally sets out to create dependent children who expect to be given everything they desire.
If you want to raise kids who aren’t entitled but are empowered – keep reading. We have 7 ways we helped our kids to become Financially strong, fit and independent.
Kids are kind of funny. If we offer to pay for something, they’ll gladly let us do it . . . forever and ever. If we don’t pay, they’ll carry on about how “mean” and out of touch with reality … Read more »
Is your teen looking for a summer job? There are companies hiring AND lots of out of the box earning opportunities.
We’ll give you tons of practical ideas to help your teenager find work this summer, and into the rest of the year.
1. Paying Summer Jobs for Teens
There are lots of jobs for teens in the restaurant industry and others. Here’s a short list of the types of jobs a young person can get near home.
Courtesy Clerk at a Grocery Store
Our son Joe did this and worked his way up into helping promote his stores weekly $5 Friday Deals. Many grocery … Read more »
Have you wondered if you should give your teen a car?
Are other parents in your area doing it and you’re getting pressure from your child?
What should parents do about Teens & Cars? Is it MoneySmart to give your kids a car and a computer? One dad thinks so.
We didn’t give any of our kids a car. But we did help them save and shop and buy their first cars for cash.
When we heard about this dad who gave his teenager a 1965 Mustang, we thought he’d lost his mind.
Why We Think This Dad is MoneySmart
The dad of the family wrote … Read more »
Are you wanting to help your teenager establish a good credit score? Teenagers & Credit Scores is a great topic to be concerned about. Raising money smart teens is more than just teaching our kids to work and earn and save and spend carefully. We need to teach teens the ins and outs of borrowing money and being smart about credit.
Question about Teenagers & Credit Scores
I was wondering if you don’t use any credit cards, how did you establish your credit history? My son is 17 years old and I would like to tell him to only get … Read more »
If you’re looking for great websites to enhance your child’s learning you’re going to love this list of the best free educational websites for kids.
It can sometimes be hard to find the ideal balance of fun and learning. The challenge might seem daunting, but have no fear the perfect learning website is out there.
Just check out this list of fun and information filled sites to find the right website for you and your kids!
We’ve put this list into 7 different categories to make your search easier. See the table of contents for details.
A Directory of Free Educational Websites
1. Preschool – … Read more »
Practical Ways Grandparents Influence Grandchildren
We asked our Facebook friends about how Grandparents influence Grandchildren and had a positive impact on them. Our goal was to build a brainstormed list of ideas to encourage grandparents to be active participants in their grandchild’s life.
If your child’s grandparents (your in-laws or parents) could help your family with their financial and relational resources, what would you wish for?
Influence with Fun Activities
Grandparents who live near their grandchildren have an easier time growing a relationship with them. And while this is not true for all families, having a close physical proximity sure helps.
FaceTime, Skype or other … Read more »
Should you give your kids an allowance for doing chores? NOOOOO! – that was our first response. But years later we reconsidered this decision because we discovered the 5 / 50 / 500 money rule.
There are rules that govern our lives, our world, and the universe. There are also rules that govern the earning, saving and spending of money. Knowing how to operate within the rules usually means success and a more peaceful existence. Violating the rules has the opposite effect.
Preparing your child to live a financially independent life may not be on the … Read more »
If you’re having a baby and want to save money we’ll show you how to raise a baby on a budget.
To us they’re cuddly, snuggly and sometimes slobbery — and to marketers, they’re a gold mine. We’re talking about babies and what it costs to diaper, feed, clothe and entertain them in their first years.
Some experts predict — and hope — that you’ll spend somewhere between $8,000 and $10,000 before Junior’s first birthday.
Believe it or not, in these situations, when marketers push a multitude of expensive products, you may find the greatest … Read more »
Will money gifts to Adult Kids really help them? Do financial bailouts enable our children and make them dependent on us as parents? Here are 8 ways to help without enabling them.
Money Gifts for Adult Kids — What Should We Do?
A website visitor asked:
We have three grown kids. Two are doing fine, but the youngest one is married with two kids and is struggling financially. They are behind on their mortgage and credit card bills and they are constantly coming to us asking for help . . . and we’ve been giving it.
What should … Read more »
This book is a great, customized gift to help your kids and grandkids understand and appreciate their heritage.
This is so cool! This book is all about you and your ethnicity and traditions – what an awesome way to pass on your family’s history and values!
We believe that family roots and preserving a family heritage is critical to the success of families and of a nation. A native tongue is lost by the 3rd generation – so are cooking, sewing and frugality skills. Because of this commitment we are sharing a different kind of blog post today.
We believe that family roots and … Read more »
Are you debating if it is too expensive to have kids these days?
Kerri’s story: How one reader grew up and was taught to manage money.
Question About the Cost of Having Kids: When I graduated from high school, I paid for my own auto insurance, graduation gown and class ring. My grandmother paid for my class picture. My graduation gift from my parents was a cell phone with a very limited plan because it was on my dad’s two year contact. After that I got my own cell phone contract.
My husband and I just got married a few months ago, we heard … Read more »
This Kid’s Money Saving Tips page is devoted to teaching kids financial independence and life skills. It discusses Kid’s Toys, Life Skills, Allowances, Gifts and everything else. On this page you’ll find a growing list of our favorite money saving tips for Kids!
This Kid’s Money Saving Tips Page has some awesome ideas for your family. The things we could spend money on for our kids is endless, and so are the opportunities to save money. And along with saving money, we have the opportunity to teach our kids to conserve resources, save time and enjoy things that we buy, even if we don’t … Read more »
This Baby Savings Page contains a growing list of our favorite Money Saving Tips for Babies!
Caring for babies can be incredibly expensive, but these tips and tricks will help you keep your child happy and healthy. From DIY baby food to pictures, to baby personal care items, you’ll find great Baby Savings ideas below.
DIY Baby Food
Making my own baby food saved a lot of money. Regular ice cube trays can be used to freeze pureed fruit, veggies, or even casseroles that the rest of the family ate. I would store the food by type in zippered bags and pull out … Read more »
This Activities for Kids & Teens Page has ideas for activities, clubs, programs, keeping kids busy during the Summer, and managing lessons, plus a whole lot more.
Activities for Kids can cost a chunk of change. We want our kids to grow up having wonderful family experiences and opportunities for enrichment and personal development. But lessons, sports, and parties can be expensive. This page is full of ideas for making life and lessons full of fun without spending a fortune doing it.
Summer Activities for Kids & Teens
We use summer for fun and relaxation. But we also use Summer for … Read more »
Some kids just want to be grown up and have a knack for making money. Entrepreneurship for kids is a hot topic – how can a parent help channel that energy in the right direction?
What’s on the mind of your average 15-year-old?
Most likely it’s a combination of prom dates, SATs and driver’s education classes. Well, that’s not the case for Maddie Bradshaw (watch her on Shark Tank). At the age of 15, Maddie pitched her first business idea on Shark Tank, convincing Mark Cuban, Robert Herjavec, and Lori Greiner to invest $300k for 30 percent of her … Read more »