The late summer months bring Back to School Supplies & shopping. This can be one of the most expensive times of the year for families with young children. Why?
The reason is that back-to-school costs can really take a toll on your family’s household budget. Retailers expect that consumers will shell out more than $68 billion during this back-to-school shopping … Read the rest
We’ve got Frugal Fashion Tips for Kids when you’re shopping for back-to-school clothes. These will help your kids to look nice, be a little trendy, and not cost a fortune. We outfitted 5 kids with wardrobes each year. We also found lots of ways for them to look fashionable while staying within our frugal spending limits.
5 Ways to Save
… Read the rest
Paying off your home mortgage is one of the pinnacles of financial stability and security. Owning your home free and clear may seem like a fantasy, but if you follow the 5 steps we took, you’ll make it your reality too.
Our efforts to pay down our mortgage debt started with just one dollar extra each month . . . … Read the rest
Will money gifts to Adult Kids really help them? Do financial bailouts enable our children and make them dependent on us as parents? Here are 8 ways to help without enabling them.
Money Gifts for Adult Kids — What Should We Do?
A website visitor asked:
We have three grown kids. Two are doing fine, but the youngest one is … Read the rest
Buying used stuff is a great way to keep money in your pocket and stretch your money way further than you ever thought possible. In this blog we’ll describe why buying used stuff is beneficial to you, your budget and the environment. At the end of the article, we’ll list our favorite websites to buy used stuff along with other … Read the rest
Are you looking for inexpensive, healthy and affordable snacks for kids? This list of 12 different types of affordable snack foods should do the trick. It’s been time tested with our five kids and should do well for your family.
How do you feed a bottomless pit? We’re talking about those kids or teens with “hollow legs.” Remember when they … Read the rest
The unemployment rate in the United States (as of December 2016) is 4.7% which is a far cry from when it peaked at 10% back in October 2009. Yet, here you are having fallen on hard times. You’re one of the unlucky ones to fit in this percentage but you’re not just a number.
It’s difficult to say how long … Read the rest
How do you choose the best pets for kids or your family? In this article, we’ll share our experiences and a list of 8 easy pets for kids and families. We’ll give you a realistic view of the cost to purchase and keep a pet. We’ll also talk about the time committment required for each one.
Pet ownership in America … Read the rest
If you have lactose intolerance, finding a solution to enjoying dairy is not an easy or inexpensive research project. In this article, we’ll share the different lactose intolerance solutions we’ve tried and the ones that worked.
We hope you’ll read all of the options we tried, but if you want to get the absolute bottom line, scroll to the bottom … Read the rest
10 Declaration of Independence Facts.
The Declaration of Independence in the United States is one of the most revered documents in our history. It was a bold statement by oppressed men and women to gain freedom from an tyrannical English government. But do you know these 10 Declaration of Independence facts about this most famous document?
1) The Resolution
It … Read the rest
There are several things you can do to freeze store bought bread and avoid freezer burn. And if you bake your own, the same principals apply to freezing bread of any kind.
By the way, using a freezer to stock up on discounted food and preserve the sale price for months to come is one of our top money-saving strategies.… Read the rest
If your income were to dramatically drop tomorrow, would you survive? Would you spiral into a financial crisis or would you be able to keep your head above water? Many financial experts say that American’s who live paycheck to paycheck, could be 3 months from homelessness. We’re going to give you 5 ways to survive a personal financial crisis.
… Read the rest
School’s Out For Summer — Yikes! If you’re looking for Inexpensive Summer Activities for you and your kids, we’ve got 13 great recreation Ideas that you’re going to love. These Summer activities are perfect for kids and Adults.
It’s June and school’s out …what do you do to help your kids have healthy fun in the summer? Is it an … Read the rest
Balancing motherhood and a career can be challenging, especially for those just starting out as a career-woman or those who are new to being a mother.
With all the responsibilities involved, it’s no wonder a lot of women choose to forego a career in favor of being a full-time mom or vice versa. However, there are plenty of moms who … Read the rest
Many American families sacrifice their oral health under the belief that they can’t afford dental care. With over 100 million people in the U.S. without dental insurance, and one in five adults not attending routine dental care appointments, it’s clear that, while routine dental care is necessary, the cost is a legitimate concern.
Did you know that taking on the … Read the rest
Are you looking to get prescriptions cheaper? Learn 9 ways to quickly and legally cut the cost of getting your medication prescriptions refilled.
Is the cost of prescription drugs making you choke?
According to the Center for Disease control, last month 48% of American’s took at least one prescription drug and 21% took 3 or more prescription drugs. Legal, prescribed … Read the rest
Larry Weber – Staff Writer
Can Frugal Living make a difference in how soon you retire or is it just a waste of time? Let me give you one example of the power of frugal living as it specifically pertains to your retirement.
How Much Money Do You Need to Retire?
First, let’s calculate how much money you need to … Read the rest
Are you looking for ways to encourage your kids to learn, and have fun during the summer? This list of summer reading programs and movie passes for kids will help!
Summer Reading Programs and Discount Movies for Kids!
We love reading at our house – always have! With more than 4000 books on our shelves, we’re usually highlighting and turning … Read the rest
What does living below your means . . . mean? Does it mean a life of deprivation? Does it mean a life of constant coupon clipping, or a life of regularly saying, “We can’t afford it?”
Living below your means – something different.
- Maybe it’s saying yes to your top priorities like paying off debt and building savings/retirement.
- OR, it’s
… Read the rest
It can be pretty difficult to fit everything in a smaller home especially if you’re part of a large family. Even if you live in a large house, you can always use more space. That being said, there’s a lot of money lost through the fact that people don’t maximize the space that they do have.
In this article, we’ll … Read the rest
Sometimes, living frugally can be a bit of a challenge, especially when it comes to shopping for clothes. In the past, we have written about how to find affordable clothes for the kids (kids clothing tips). Now, it is your turn. Today´s post is all about shopping for stylish women´s clothing when funds are tight.
1. Sign up
… Read the rest
Have you ever purchased carrots that are limp and droopy? Have carrots that you store in your refrigerator lost their crispness and crunchiness?
Don’t despair, your produce is not ready for the trash can or compost pile. You can rehydrate limp carrots and return them to their crisp and crunchy original condition.
Watch the video at the bottom of this … Read the rest
The travel rewards programs launched by various banks and credit cards are becoming more popular with each passing year. It’s no surprise because these rewards programs help you cut down expenses when you travel. If you carefully research the details of several card offers, you could end up with significant savings at the end of your travels.
To learn more … Read the rest
Vacation meals can be expensive! But with a little planning and creativity, you can enjoy awesome food while you travel and you can spend much less doing it. We’ve got lots of ideas for having a great vacation on a budget and it all starts with saving on vacation meals.
Here are 10 Ways to Save Vacation Meals
… Read the rest
How to save money with Grade B eggs.
Do you know what Grade B Eggs are? And do you know how Grade B Eggs can save you money?
Eggs are a regular breakfast food in our house and millions of other homes across the country. But Egg prices go up and down on a regular basis and can sometimes rise … Read the rest