If you’re building an emergency fund, you’ll want to set some savings goals based on the five-category examples in this article. We’ll give you ideas for emergency funds amounts and categories.
If you’re managing a budget and have extra money available each month, you’ll want to take note of our emergency fund examples.
We took several years to accumulate our 5 category Emergency Fund Savings account. We’ll tell you what the categories are, how much we saved and where we keep it (it’s in a special high-yield bank account).
Valentine Movie Mania, is a page that has a ton of movie choices! If you’re looking for a movie that will warm your heart, try these. We’ve picked movies with romance in them and romantic comedies from war flicks and heartwarming stories to total suspense! We’ve combined some of our favorites with a huge list provided by our Facebook Fans!
Romantic Movies suitable for Family viewing
You may want to preview some of the movies produced after 1970 before watching them with your children.
If you like buying and selling things online, you need to know about other sites like CraigsList. There are a growing number of websites that are Craigslist alternatives for listing items for sale, classified ads, freebies, and advertising services.
Craigslist offers great opportunities to buy and sell your stuff. Back in 1995 the platform started as a classified advertisements website and has remained one of the best ways to buy and sell things.
Although Craigslist may have been the first site to connect buyers and sellers in a community-centered way, it is no longer the only way that you can buy and … Read more »
If you’re looking for places with free wifi near you, we have lots of options. Or are you wondering where you can get the fastest wifi connections? There are more than 92,000 locations in the U.S. that provide free internet access.
We’ve created a list of coffee shops, retailers and other places that give you free internet access AND we’ve provided the speeds you can expect too.
Why Budget? We’ve got six reasons why you should overcome your budgeting problems! One of the top two New Year’s Resolutions is to get personal finances in order. Many folks want to get out of debt or set up a budget.
But too often this resolution is made, and then quickly abandoned.
We’ve heard it, we’ve seen it, and we’ve helped many families to overcome it.
Any effort you make to manage your money will immediately start producing positive dividends.
We’ve created a four-part series that covers the benefits and “How To’s” of setting up a realistic, workable and maintainable household … Read more »
One of the pinnacles of financial stability and security is to Pay off your mortgage early. Owning your home free and clear may seem like a fantasy. But if you follow the 5 steps we took, it can be your reality too.
Some people pay their home off in 30 years, others 15. But there are a group of people who simply hate having a mortgage pay it off quicker.
We paid our home off in 9 years.
Our efforts to pay down our mortgage debt started with just one dollar extra each month . . . but quickly grew to much more. … Read more »
There are free places to workout all around us if you just know where to look. We looked to our Facebook friends and learned about dozens more that we’d never hear of.
If you’re looking for “free exercise near me,” we’ve got lots of ideas.
It’s time to get more exercise for less.
Get Healthy Stay Healthy for Less this Year!
We all know that to get healthy and to stay healthy, a regular exercise routine is a must. Our doctors recommend it and our friends encourage it. Of course, thousands of health clubs, gyms, and exercise equipment sellers promote … Read more »
This is our updated (2019) list of 27 Christmas Movies that are Family Favorites. They are appropriate for children, some are animated, and some will make you laugh out loud they are that funny!
And remember that many of these are available at your public library or on Amazon Prime or Netflix for “free!”
We have an online account with our city library where we put items on hold. We just go in and pick them up when they email us and notify us that they have been pulled and are on the “hold” shelf. So easy to run in and check … Read more »
Are you wondering how we set up (Our) My Christmas Budget for Gift Giving? We’ll share that and some other tips for saving on gift giving so that your holidays will Jingle with Joy.
Christmas is coming, and it seems to get here faster and faster each year. And for many families what accompanies the approach of the holiday is the accumulation of lots of presents and . . . lots of bills or credit card debt.
Is there a way to break the cycle of obligatory gift giving and the weight of January’s debt regret?
My Christmas Budget Doesn’t Include A lot … Read more »
If you’re looking for the true meaning of Gift Giving, how to enjoy Christmas and the whole holiday season without feeling obligated to spend gobs of money. We’ve got 7 ways to overcome Holiday Gift Pressure.
We believe that gift-giving is a tangible way of saying “I love you.” But we also believe that spending lots of money means that I love you more than spending time and carefully selecting an appropriate gift.
A Reader Question about Holiday Gift Giving Pressures
I really enjoy reading about how your family enjoys holidays like Christmas without spending a lot of money (we all know what … Read more »
Gift Giving for Kids, it’s an age-old question. Should we give our kids money for Christmas or should we just give them presents? You might be surprised by our advice to this family!
Question About the Holidays and Gift Giving for Kids
I have your three books and have read about the MoneySmart Kids System that teaches kids to manage their own money; I have a question regarding giving money for holidays (to your children). Do you give money to your children for holidays or do you have a rule to not give money?
When we first heard about the Swagbucks website, we had to ask ourselves, “Is Swagbucks legit? Or is it a scam?”
We had tried some of the other survey sites and were really disappointed. So we started researching this site to find out.
A blogger friend mentioned how she earned hundreds of dollars in gift cards through Swagbucks. We really doubted the validity of her claim.
We Googled “Is Swagbucks Legit or a scam?” and found some very interesting blogs. Some people didn’t like this website, but others praised it. The positive reviews also claimed to have earned gift cards and cashback through … Read more »
Are you wondering whether your favorite stores are opened or closed on Thanksgiving Day and Black Friday, check out the list below.
How does the commercialization of the holidays make you feel?
You know we love getting deals and saving money, but where do you draw the line? When Black Friday was on the Friday after Thanksgiving we thrilled in getting up early to catch the sales. As retailers strategically moved their opening times earlier and earlier in the morning we cringed.
Then when the midnight opening started, we cringed some more, yet we were still attracted by some of the great … Read more »