Author Archives: Steve Economides

Prevent or Cure a Cold: How to Beat Sickness in One or Two Days

16 ways to cure a cold a one or two days.

Do you want to prevent or cure a Cold faster? Finding the cure for a common cold has been mankinds’ pursuit for hundreds of years.

While we haven’t found THE cure, we have found many ways to prevent illness or regain your health quicker.

With today’s Coronavirus concerns this Cold & Flu season is horrible and tricky. Catching a cold or the flu is almost inevitable.

How to cure a cold and beat sickness is a game everyone wants to win.

If you leave your house at all or have a large family, you’ll be surrounded by people. And those people will be breathing … Read more »

How to Find the Best Thrift Stores Near Your Location and Online

Thrift Store Deals - How to Find them Near You! #ShopThriftStores #ThriftStoreDeals

Have you ever Googled, Thrift Stores Near Me? If you have, you know that there are treasures galore at prices that will make your friends roll their eyes.

If you haven’t asked this question, get ready, because we’re going to help you find that most awesome deals ever. There are thrift stores near you, no matter where you live.

What is your favorite way to answer the question, “I love that jacket, where did you get it?”

Some people would be forced to name a regular store with a high sticker price, but if you are anything like me then the answer is … Read more »

Get Paid to Teach English Online

Teach English online to Chinese Children.

Would you like to make some extra income? If you teach English Online, you can do just that!

There are a variety of options and for many, you don’t even need to be a certified “English Teacher” to make this side hustle work.

If you’re interested, keep reading. We’ve researched opportunities for you teaching students in China and several other countries.

Thousands of people in the U.S. and Canada are teaching English from their computers. And they’re getting paid for it too!

Find Out Who You Could work For and How Much You Could Earn

There are several established companies online looking for people to … Read more »

Are Timeshares Worth It? Are They a Scam or a Good Investment?

Are timeshares worth it. How can you get out of a timeshare?

Are Timeshares Worth It? Are they a scam? Or are they a good investment?

Are you considering buying a vacation property? Or are you trying to get out of a fractional ownership property that you either no longer use or can no longer afford?

We’ve experienced the buying, using, and trading of timeshares for more than 25 years. Although we’ve never been an owner, we’ve observed a master vacationer—Annette’s dad Syl.

Over the past 25 years, he has accumulated 6 different timeshares. He owns actual weeks at properties and timeshare points. We’ve worked with him, … Read more »

Glass Bowls to Pack Up Your Lunch – Kitchen Tool #2

Glass Bowls to pack up your lunch can save $1000 a year!

Glass Bowls Provide Lunch Values

Having Glass Bowls so you can bring leftovers for lunch, is the second of our Kitchen Tools series. It will empower you to save thousands of dollars on your food budget.

Why glass bowls? When it comes to feeding a family, there is a lot of money at stake. The average family is spending $200 per person each month on groceries. That means that a family of four will spend nearly $10,000 on food this year! And using glass bowls for lunch can help slash these numbers.

Here’s our second grocery “tool” that will save you lots of money, … Read more »

How to Deal with a Payroll Underpayment from an Employer

A red brick will with large white letters spelling out "Tax."

It’s tax time and if you’re reviewing the amount you had withheld in taxes and you owe money – keep reading.

Question about IRS Paycheck Withholding Shortfall

My former employers did not take enough taxes out of my paycheck each time I was paid. Now, I owe the IRS money. Do I have any recourse with my employer?

MoneySmart Answer:

That is a frustrating situation and unfortunately, it happens too often.

As much as we’d like to blame former employers, in the end, the IRS sees it as our responsibility to make sure that enough taxes are withheld from our paychecks. That is, … Read more »

Student Loan Debt has me Seeing Black and Red

Female college graduate climbing the stairs with a ball and chain around her ankle.

What is the cause of the student loan debt problem and is there a solution?

The total amount of outstanding student loan debt is a number often thrown around—a staggering 1.6 trillion dollars. It’s just 2 digits and a decimal point, but in reality, it’s a much larger number with huge ramifications and it’s making us see red!

Can you imagine having to write a check for:

1 Trillion     6 Hundred Billion    Dollars

Or $1,600,000,000,000.00

RELATED VIDEO: Be sure to watch the video at the bottom of this page where we interview Jocelyn – a college graduate who earned more than $100,000 in scholarships. … Read more »

A Written Budget: The Best Way to Build Financial Confidence

Having a Written Budget Helps You Build Financial Confidence!

If you’re looking for the best way to build financial confidence, try setting up a written budget.

We’ve spent the last few weeks describing different spending plans or budget systems.

We’ve described several options for budgeting success and the amazing key to our budgeting success.

Today we’re sharing five benefits to having a written budget like we use. And yes, we do understand that a written budget may sound less tech-savvy than using phone apps or online budget systems.

But honestly, most budgeting apps aren’t as usable as our system and the online (web-based) systems are very difficult to set up.

Our written budget … Read more »

Why we love Junk Mail

Why do we love junk mail? Find out how we save the planet and stretch our budget all at the same time.

We love junk mail.

Especially insurance agents who send us unsolicited quotes on white paper printed only on one side.

Why? It’s simple.

They’ve just provided us with free paper for our printer.

How we use Free Junk Mail to Save Money

We have a Brother Multi Function printer, scanner, copier fax, but this idea would work with any printer. We have two stacks of paper in bins under the printer: one bin is new paper, the second bin is paper that has been printed on one side (we call it scrap paper). 

Our printer has 2 trays, but … Read more »

29 Free or Cheap Places to Get Copies Made (Near Me)

Copies Near Me: Over 20 free or inexpensive options to choose from.

Copies Near Me is a popular Google Search! You never know when you might need to make a Black & White or Color copy. And finding a place to do that inexpensively, especially if you don’t have your own printer can be challenging!

Even though the world is increasingly paperless, there are going to be times when you’ll need a crisp, clean paper document in your hands.

If you find yourself in need of a copier, then browse this list of 29 different places (in 4 categories) for the best free or cheap copies that will make your life easier!

1. Places to … Read more »

Spoonulas: Scoop Up the Savings – Kitchen Tool #1

Could 5 inexpensive kitchen tools save you $6000 in 12 months? We think so. Read the series!

5 Kitchen Tools That Will Save $6000 #1 Spoonula

Saving money on groceries could revolutionize your family budget! Really, it’s no hype. And kitchen tools such as a spoonula, can certainly help save time and money!

As a matter of fact, there are dozens of simple strategies that can cut your grocery bill in half without clipping a single coupon. But, instead of shopping strategies, we want to introduce you to five relatively inexpensive kitchen tools that can save you thousands of dollars and lots of time too!

What’s at stake with Kitchen Savings?

When it comes to feeding a family, there is a … Read more »

Allowance for Chores? How the 5/50/500 Rule Applies to Your Kids

Should I pay my kids for chores?

Should you give your kids an allowance for doing chores? NOOOOO! – that was our first response. But years later we reconsidered this decision because we discovered the 5 / 50 / 500 money rule.

There are rules that govern our lives, our world, and the universe. There are also rules that govern the earning, saving and spending of money. Knowing how to operate within the rules usually means success and a more peaceful existence. Violating the rules has the opposite effect.

Preparing your child to live a financially independent life may not be on the top of your to-do list. But … Read more »

Frugal Living Helps You Hurdle to Early Retirement

Frugal Living Helps You Hurdle Towards Early Retirement!

Can Frugal Living make a difference in how soon you retire or is it just a waste of time? We’re going to give you one example of the power of frugal living as it specifically pertains to how soon you can retire.

How Much Money Do You Need to Retire?

First, let’s calculate how much money you need to retire for a moment.

Most retirement planning projection systems don’t adequately show the impact of frugal living in retirement estimate calculations—probably for good reason. Most people aren’t frugal!

However, the average person has rarely been shown “The Power of Frugal Living” regarding retirement calculation below. … Read more »

A Budget Like a Dam? How A Budget Can Protect You

A Personal Budget like a Dam? Budget Restriction or Happy Budget

Do you like the word “Budget?”

We often hear people refer to budgets in negative terms. Words that imply pain or restriction or deprivation. 

We have a different view of the way budgets work.

We look at a household budget as a positive thing.

It’s a tool that preserves our money and lets us enjoy life and the things we have.  We think a budget is very similar to a dam on a lake. Keep reading and find out why.

A BUDGET Like a Dam?

We’ve heard some people refer to trying a money management system as having used a “Dam Budget!” Obviously, their experience was … Read more »

Emergency Fund Examples & Amounts

Emergency fund Examples for building emergency fund savings.

If you’re building an emergency fund, you’ll want to set some savings goals based on the five-category examples in this article. We’ll give you ideas for emergency funds amounts and categories.

If you’re managing a budget and have extra money available each month, you’ll want to take note of our emergency fund examples.

We took several years to accumulate our 5 category Emergency Fund Savings account. We’ll tell you what the categories are, how much we saved and where we keep it (it’s in a special high-yield bank account).

We’d love your input on our Medical Coverage Poll below – if you … Read more »

Fun Recreation Ideas That Don’t Wreck the Budget

Free & Frugal Recreation Ideas - Lovers Lane -

Sometimes Inexpensive Fun Recreation Ideas are hard to find.

These days it’s easy to spend a significant amount of money on recreational activity. Families often blow their recreation budget, thinking they can’t cut these expenses and still have a good time.

But we challenge that notion. There are hundreds of ways to enjoy family time or a date night without dropping $100 to do it.

Consider what you’d pay for the following: a professional sporting event, a concert, a museum visit, a trip to the zoo, a first-run movie or a Renaissance festival.

The … Read more »

Romantic Movies: Valentine Movie Mania

If you're looking for movies that have romance or romantic comedy in them, here's a great list!

Valentine Movie Mania, is a page that has a ton of movie choices! If you’re looking for a movie that will warm your heart, try these. We’ve picked movies with romance in them and romantic comedies from war flicks and heartwarming stories to total suspense! We’ve combined some of our favorites with a huge list provided by our Facebook Fans!

Romantic Movies suitable for Family viewing

You may want to preview some of the movies produced after 1970 before watching them with your children.

Movies A-L

13 Going on 30
A Walk in the Clouds
Amazing Adventure, The (Cary Grant)—One of … Read more »

Unexpected & Cute Valentines Day Date Ideas (Inexpensive & Fun)

Couple standing in front of Love statue kissing.

We love the idea of celebrating Valentine’s Day and those precious relationships that you have in your life. But we look at Valentine Recreation a little differently . . . are you surprised?

Valentine’s Day falls on a different day each year, but it’s a good time to get your husband to do something more romantic . . . especially after watching the Super Bowl last week.

Valentine Recreation with Thought

Love is not based on how much we spend, but how much we spend time thinking about the other person. It’s easy to just go for a standard “dinner and a movie.” … Read more »

Managing a Windfall: What to Do with Sudden Money

Financial Windfalls - How to manage them.

What is a financial windfall?  Is managing a windfall something you are prepared to do?

Winning the lottery, a TV game show, a large inheritance or sweepstakes are all windfalls. What about smaller windfalls – like a tax refund?

How could this money help you? How would you manage it?

Have you ever thought of creating a plan for a financial windfall?

Will a Windfall be Coming Your Way?

What if you won the lottery? What would you do if you have $50 million dumped in your lap? Many of us would be able to quickly give an answer to that question.

Perhaps you would consider … Read more »

Top 25 Sites Like Craigslist: Alternatives for Buying or Selling FAST!

Sites Like Craigslist. #SellUsedItems #SellSafelyCraigslist #FlipUsedItems #SellStuffMakeMoney

If you like buying and selling things online, you need to know about other sites like CraigsList. There are a growing number of websites that are Craigslist alternatives for listing items for sale, classified ads, freebies, and advertising services.

Craigslist offers great opportunities to buy and sell your stuff. Back in 1995 the platform started as a classified advertisements website and has remained one of the best ways to buy and sell things.

Although Craigslist may have been the first site to connect buyers and sellers in a community-centered way, it is no longer the only way that you can buy and … Read more »

Places with Free Wifi Nearby

How to get free internet from restaurants, coffee houses and retail stores.

If you’re looking for places with free wifi near you, we have lots of options. Or are you wondering where you can get the fastest wifi connections? There are more than 92,000 locations in the U.S. that provide free internet access.

We’ve created a list of coffee shops, retailers and other places that give you free internet access AND we’ve provided the speeds you can expect too.

Internet access can be your connection to the whole world. You may use it to stay connected to friends, manage your finances, take simple surveys for cash, or find a buyer for your … Read more »

How to Get Blood Stains Out of Sheets: 11 Tested Solutions

11 Ways to Get Blood out of Clothes & Sheets. We tested several different solutions and found 2 that worked amazingly well. #blood #laundry #cleaningproducts

Are you wondering how to get blood stains out of sheets?

Blood can find its way onto your sheets, clothes, carpets, and furniture in a variety of ways. Whether you’ve cut your finger, had a bloody nose or had a period mishap, we’ve got solutions.

The blood on your fabric may seem like its be there to stay. Especially if it’s dried or been washed.

Instead of just giving up the item as a lost cause, we’ll show you how to get the stain out.

We tested 11 different methods to get dried blood out of sheet fabric.

We’ll share several different common household items … Read more »

3 Types of Budgets: Which is Best System for Your Family in 2020

A man jumping for joy surrounded by a cloud of falling money!

Are you looking for the best type of budget for your family? With so many different types of budgets available, which one will work for you?

Are you looking for the best type of budget for your family? With so many different types of budgets available, which one will work for you?

We’ve discovered that there almost as many types of budget systems as there are people talking about it.

Family Budgets can be done with expensive software systems, free systems, apps, websites and grandma’s cookie jar system for budgeting.

With so many choices, it’s hard to know which type of budget will be … Read more »

Why Budget – Overcoming Budgeting Problems Now!

Why Budget? 6 Ways for Overcoming Budgeting Problems Now!

Why Budget? We’ve got six reasons why you should overcome your budgeting problems! One of the top two New Year’s Resolutions is to get personal finances in order. Many folks want to get out of debt or set up a budget.

But too often this resolution is made, and then quickly abandoned.

We’ve heard it, we’ve seen it, and we’ve helped many families to overcome it.

Any effort you make to manage your money will immediately start producing positive dividends.

We’ve created a four-part series that covers the benefits and “How To’s” of setting up a realistic, workable and maintainable household … Read more »

Student Loan Forgiveness Programs: Get Loans Discharged Legally

Student Loan Forgiveness - Get Rid of College Debt Forever!

Do you have college loans? Are you looking for a list of student loan forgiveness programs? Are you wondering if you can get loan forgiveness?

Student loan forgiveness isn’t available to everyone, but it is a great way to pay off student loans that have already been accrued!

We’ve scoured the loan forgiveness landscape and found 9 different programs that might benefit you.

College Prices Have Skyrocketed:

Over the past 40 years, gas prices have increased by about 300% and Gold has risen more than 1200%. However, the cost of college has outpaced them both, skyrocketing more than 1600% higher than it was in … Read more »