Gift Giving for Kids, it’s an age-old question. Should we give our kids money for Christmas or should we just give them presents? You might be surprised by our advice to this family!
Question About the Holidays and Gift Giving for Kids
I have your three books and have read about the MoneySmart Kids System that teaches kids to manage their own money; I have a question regarding giving money for holidays (to your children). Do you give money to your children for holidays or do you have a rule to not give money?
When we first heard about the Swagbucks website, we had to ask ourselves, “Is Swagbucks legit? Or is it a scam?”
We had tried some of the other survey sites and were really disappointed. So we started researching this site to find out.
A blogger friend mentioned how she earned hundreds of dollars in gift cards through Swagbucks. We really doubted the validity of her claim.
We Googled “Is Swagbucks Legit or a scam?” and found some very interesting blogs. Some people didn’t like this website, but others praised it. The positive reviews also claimed to have earned gift cards and cashback through … Read more »
Are you wondering whether your favorite stores are opened or closed on Thanksgiving Day and Black Friday, check out the list below.
How does the commercialization of the holidays make you feel?
You know we love getting deals and saving money, but where do you draw the line? When Black Friday was on the Friday after Thanksgiving we thrilled in getting up early to catch the sales. As retailers strategically moved their opening times earlier and earlier in the morning we cringed.
Then when the midnight opening started, we cringed some more, yet we were still attracted by some of the great … Read more »
Do you have college loans? Are you looking for a list of student loan forgiveness programs? Are you wondering if you can get loan forgiveness?
Student loan forgiveness isn’t available to everyone, but it is a great way to pay off student loans that have already been accrued!
We’ve scoured the loan forgiveness landscape and found 9 different programs that might benefit you.
College Prices Have Skyrocketed:
Over the past 40 years, gas prices have increased by about 300% and Gold has risen more than 1200%. However, the cost of college has outpaced them both, skyrocketing more than 1600% higher than it was in … Read more »
A Reader asks How to Pay for College With No Money and without a Trust Fund.
Question: My daughter is a senior in high school and is preparing to head off to college. We have no money saved for her college expenses and feel like loans are the only option we have. What should we do?
MoneySmartFamily: You have more options than you realize.
1. Get Government Grants
Fill out a FAFSA application – it’s the Free Application for Federal Student Aid – StudentAid.ed.gov
Do this even if you don’t think you’ll qualify for any student aid. FAFSA weighs many … Read more »
Many people have asked what the difference is between Health Share Plans and traditional Health Insurance. We’ll answer many questions about the medical cost sharing industry in this article.
What’s the Difference Between Medical Cost Sharing and Traditional Insurance? How Long Has Medical Cost Sharing been around? What types of things do cost-sharing programs cover and not cover? How much can you save with Medical Cost Sharing programs? Who are the biggest players in Medical Cost Sharing? See an example of what a large medical expense would cost you with a cost-sharing account.
It happens over and over again. People crying at appointments as they sit … Read more »
If you want to legitimately get the most FAFSA money for your college education, follow these tips and tricks. You’ll get maximum federal student aid in Pell Grants from following our research when you fill out your FAFSA application.
Debt-Free College Series # 4 – FAFSA and Financial Aid
We have 5 kids who have attended college, and we have filled out FAFSA applications with every single one of them.
As a matter of fact, we’ve filled out the FAFSA application several times with each of them.
In the process, we’ve learned several tips from our own experience and from financial aid experts.
If you like buying and selling things online, you need to know about other sites like CraigsList. There are a growing number of websites that are Craigslist alternatives for listing items for sale, classified ads, freebies, and advertising services.
Craigslist offers great opportunities to buy and sell your stuff. Back in 1995 the platform started as a classified advertisements website and has remained one of the best ways to buy and sell things.
Although Craigslist may have been the first site to connect buyers and sellers in a community-centered way, it is no longer the only way that you can buy and … Read more »
There are six things a teen can do in high school that will help to reduce the cost of a college education. We’ve done many of these with our 5 kids and they graduated college without any student loans!
How can a high schooler start to reduce college costs?
College is a monumental expense for parents and students alike. Who among us is prepared for paying out tens of thousands of dollars over a 4 or 5 year period? However, with any large expense, the more you and your child prepare, the more manageable the expense can be.
How can you save money on milk purchases? For years we’ve frozen milk that we bought on sale in our deep freezer, and then defrosted it when we were ready to use it. Freezing milk is not that hard to do if you follow our tips. Learn how we freeze and thaw milk safely and quickly.
1. The Smart Way to Freeze A Gallon of Milk
To freeze milk, pour a little off the top to allow room for expansion. Stand the carton upright in your freezer and then wait about 12 hours. To thaw milk, set it in a microwave for … Read more »
“How long should I keep my car?” is a question we are often asked. When things start breaking on a car many people think the only solution is to replace it with a new car.
But is there a point in time when keeping your current vehicle becomes more expensive than selling it.
Making the decision to keep a car and repair it or sell it and buy another one is always tough. But if you follow our 3 step evaluation system, you’ll know the answer to whether it’s time to sell or keep your wheels.
I want to start rehabilitating my finances that will include a budget makeover with groceries. So following your advice, I’m revamping my grocery shopping. I homeschool our 4 young children and they tend to drink a … Read more »
One of the pinnacles of financial stability and security is to Pay off your mortgage early. Owning your home free and clear may seem like a fantasy. But if you follow the 5 steps we took, it can be your reality too.
Some people pay their home off in 30 years, others 15. But there are a group of people who simply hate having a mortgage pay it off quicker.
We paid our home off in 9 years.
Our efforts to pay down our mortgage debt started with just one dollar extra each month . . . but quickly grew to much more. … Read more »
Is it possible that our good intentions and generosity could end up entitling our kids? No parent intentionally sets out to create dependent children who expect to be given everything they desire.
If you want to raise kids who aren’t entitled but are empowered – keep reading. We have 7 ways we helped our kids to become Financially strong, fit and independent.
Kids are kind of funny. If we offer to pay for something, they’ll gladly let us do it . . . forever and ever. If we don’t pay, they’ll carry on about how “mean” and out of touch with reality … Read more »