A Reader asks How to Pay for College With No Money and without a Trust Fund.
Question: My daughter is a senior in high school and is preparing to head off to college. We have no money saved for her college expenses and feel like loans are the only option we have. What should we do?
MoneySmartFamily: You have more options than you realize.
1. Get Government Grants
Fill out a FAFSA application – it’s the Free Application for Federal Student Aid – StudentAid.ed.gov
Do this even if you don’t think you’ll qualify for any student aid. FAFSA weighs many … Read more »
Are you’re looking for college savings when trying to get a university education? This blog will give you plenty of out of the box and unconventional options for college savings.
If you take to heart just a few of these ideas it could save you $10,000 or more.
The college landscape is changing so rapidly that savings can be found in the most unusual places. Especially if you’re willing to research and question conventional thinking and dig a little deeper.
This is blog #5 in our College Savings Series. Scroll to the bottom of this page for links to the entire series.
Table … Read more »
If you want to legitimately get the most FAFSA money for your college education, follow these tips and tricks. You’ll get maximum federal student aid in Pell Grants from following our research when you fill out your FAFSA application.
Debt-Free College Series # 4 – FAFSA and Financial Aid
We have 5 kids who have attended college, and we have filled out FAFSA applications with every single one of them.
As a matter of fact, we’ve filled out the FAFSA application several times with each of them.
In the process, we’ve learned several tips from our own experience and from financial aid experts.
In this blog, … Read more »
This College Home Study Program is amazing, clever, very different from other programs and inexpensive too.
If you have kids who want a fast track to a college degree or, if you’re an adult looking for an inexpensive and fast way to finally finish that degree, you’ve GOT TO READ what Becky and her kids have done. It’s absolute GENIUS.
We met Becky Muldrow in San Antonio, Texas at a conference where we were speaking. Becky is a mom and a smart one at that.
With 10 kids she has to be.
But what stood out most to us was her absolutely ingenious way … Read more »
What is the cause of the student loan debt problem and is there a solution?
The total amount of outstanding student loan debt is a number often thrown around—a staggering 1.6 trillion dollars. It’s just 2 digits and a decimal point, but in reality, it’s a much larger number with huge ramifications and it’s making us see red!
Can you imagine having to write a check for:
1 Trillion 6 Hundred Billion Dollars
RELATED VIDEO: Be sure to watch the video at the bottom of this page where we interview Jocelyn – a college graduate who earned more than $100,000 in scholarships. … Read more »
Do you have college loans? Are you looking for a list of student loan forgiveness programs? Are you wondering if you can get loan forgiveness?
Student loan forgiveness isn’t available to everyone, but it is a great way to pay off student loans that have already been accrued!
We’ve scoured the loan forgiveness landscape and found 9 different programs that might benefit you.
College Prices Have Skyrocketed:
Over the past 40 years, gas prices have increased by about 300% and Gold has risen more than 1200%. However, the cost of college has outpaced them both, skyrocketing more than 1600% higher than it was in … Read more »
Are you looking for free college scholarships and grants? We have tips and tricks to land tons of college money.
This blog presents lots of proven ways to find more scholarship hacks. It shares how to prepare for them and how to win more awards. It’s time to start gathering in scholarship winnings!
What if there really was a pot of scholarship gold waiting for you at the end of the scholarship rainbow.
And what if you KNEW that with some effort, discipline and organizational skills you could find the path that leads to that pile of money. And then, of course, take … Read more »
There are six things a teen can do in high school that will help to reduce the cost of a college education. We’ve done many of these with our 5 kids and they graduated college without any student loans!
How can a high schooler start to reduce college costs?
College is a monumental expense for parents and students alike. Who among us is prepared for paying out tens of thousands of dollars over a 4 or 5 year period? However, with any large expense, the more you and your child prepare, the more manageable the expense can be.
We have helped five of our … Read more »