Buying a home with bad credit can really be challenging. And if you have a poor credit score it can be even tougher. If you’ve always dreamed of owning a home, but you’re struggling with saving a down payment or raising your credit score, we’ve got hope.
There are several steps you can take to repair credit, find a lender, and realize that goal of homeownership. This guide will help you find all the resources you need.
Step One: Work on Your Credit
Bad credit and a low credit score are major obstacles when purchasing a home. Lenders use your credit score to determine … Read more »
The typical Father’s Day celebration is to wait on Dad, hand, and foot, hand him the remote control, and let him do whatever he wants for the entire day.
Try a Different Kind of Father’s Day
This Father’s day we’d like to encourage Dads everywhere to have a different idea or outlook on the day. We’re challenging you to make it a day when you serve your family. Instead of being served, give your time and love to their wife and kids. And in doing so, you’ll receive much more in return.
There is no better Father’s Day present to receive than to … Read more »
One of the pinnacles of financial stability and security is to Pay off your mortgage early. Owning your home free and clear may seem like a fantasy. But if you follow the 5 steps we took, it can be your reality too.
Some people pay their home off in 30 years, others 15. But there are a group of people who simply hate having a mortgage pay it off quicker.
We paid our home off in 9 years.
Our efforts to pay down our mortgage debt started with just one dollar extra each month . . . but quickly grew to much more. … Read more »
Reorganizing your linen closet probably isn’t at the top of your to-do list! But this task can really free up time and mental energy – here’s why and how.
The Last Time We Reorganized our Linen Closet
For us, it had been about 10 years since we organized our linen closet. With raising five kids, writing books and speaking around the country, we had little time to think about this type of organizing task. We truly had lost track of what was in the linen closet.
Doing a DIY Property Tax Appeal is not something many homeowners think about. But, if you own a home or are getting ready to buy one, you should consider what you will pay in property taxes.
And you should probably look into what similarly sized homes are paying.
When you purchase a house, be aware that many counties base their revised valuations, in large part, on the sale price. The basis for the valuation may be correct, but the details of your property may be misrepresented, which can result in higher taxes.
No matter what the economy is doing, taxes don’t seem to … Read more »
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