Are you’re looking for college savings when trying to get a university education? This blog will give you plenty of out of the box and unconventional options for college savings.
If you take to heart just a few of these ideas it could save you $10,000 or more.
The college landscape is changing so rapidly that savings can be found in the most unusual places. Especially if you’re willing to research and question conventional thinking and dig a little deeper.
This Auto Gas Savings Page contains a growing list of tips from our readers to help you save money at the pump!
Top 20 Tips to Save Money At the Pump
If you’re looking for ways to save money at the pump try these 20 ideas. And afterward, take a look at what friends from around the globe have said about how they save money on gas.
Walk to Nearby Destinations: Avoid using your car for short distances to save on gas.
Ride a Bike in Your Neighborhood: For slightly longer distances within your area, biking can be a great, healthy alternative to … Read more »
A Reader asks How to Pay for College With No Money and without a Trust Fund.
Question: My daughter is a senior in high school and is preparing to head off to college. We have no money saved for her college expenses and feel like loans are the only option we have. What should we do?
MoneySmartFamily: You have more options than you realize. Keep reading to learn about several of the easier ones.
1. Get Government Grants
Fill out a FAFSA application – it’s the Free Application for Federal Student Aid – StudentAid.ed.gov
Are you looking for free college scholarships and grants? We have tips and tricks to land tons of college money.
This blog presents lots of proven ways to find more scholarship hacks. It shares how to prepare for them and how to win more awards. It’s time to start gathering in scholarship winnings!
What if there really was a pot of scholarship gold waiting for you at the end of the scholarship rainbow.
And what if you KNEW that with some effort, discipline and organizational skills you could find the path that leads to that pile of money. And then, of course, take … Read more »
There are six things a teen can do in high school that will help to reduce the cost of a college education. We’ve done many of these with our 5 kids and they graduated college without any student loans!
How can a high schooler start to reduce college costs?
College is a monumental expense for parents and students alike. Who among us is prepared for paying out tens of thousands of dollars over a 4 or 5-year period? However, with any large expense, the more you and your child prepare, the more manageable the expense can be.
We have some of the most generous readers in the world! In response to our articles, “10 Ways to Find Big College Savings” and “Paying for College without a Trust Fund,” we received a couple of thoughtful and very helpful letters. We couldn’t possibly cover every aspect of getting through and paying for college in a couple of articles, so here is our College Wrap-up.
Slow Down, You Move Too Fast
Deirdre Collins has been a community college instructor in California for 20 years. Here’s what she shared regarding having a part-time job and going to school:
This summer, we were asked by a local Fox TV station to participate in several segments that addressed saving on back-to-school expenses —including college costs. During our research for the segments, we uncovered some new information not included in our earlier articles on College savings.
The average college student is now graduating with $20,000 worth of debt. Most graduates take 10 years or more to pay it off. If you spend a little time applying for scholarships and shopping carefully for books, you can trim or eliminate any borrowing. This past year our daughter Becky graduated with … Read more »
In this two-part interview, Good Morning Arizona anchor Kaley O’Kelley talks with Steve, Annette, Abbey and Joe Economides about how to be a MoneySmart Family.
Plus, at the bottom of the page, we’ve also included a list of things parents should never pay for.
Part 1 covers College Expenses
How to go to college debt free.
Where to look for scholarships.
How to find huge discounts on textbooks.
Part 2 covers how to start training kids to manage money.
How young to start
How to set up a system that is better than an allowance.
What an 18-year-old money-smart kid looks like.
The average college student is graduating with $20,000 worth of debt.
Most graduates take 10 years or more to pay it off. If you spend a little time applying for scholarships you can trim or eliminate what you need to borrow.
There are always ways to save on college costs from scholarships to lodging to books. We cover lots of these strategies in our January, February, and April 2005 back issues.
1) Financial Aid — get thousands even now
FAFSA Free Application for Federal Student Aid www.fafsa.ed.gov. This is a two-step process: First, you’ll also want to register for PIN number, which will take … Read more »
This College Money Saving Tips & Ideas Page contains a growing number of money saving ideas for cutting the cost of a attending a University/ College and getting a higher education!
In addition to the reader-submitted tips on this page, we’ve written a 5 part series on how to save a ton of money on college expenses.
Read all of the Debt Free College Blog Series Here:
This Computer & Printer Savings Tips Super Page contains a growing list of money saving ideas. From where to buy printer ink, how to save money on toner and how to research buying a computer printer!
This Phone & Internet Savings Super Page contains a growing list of money saving ideas from our readers!
Cell Phone & Internet Savings are not hard to find if you know where to look. Their costs can really put a crimp in your household budget. This page is constantly being updated with the latest in ways to save on accessing the internet and communicating with friends and family.
Yes, a Debt-Free university education can be a reality for you and your family . . . with the proper plan in place. Get the plan and the resources here.
Are you coming into an inheritance in the near future? Or have you already inherited some money? Are you wondering what to do with inherited money?
We’ve been going through the process for the past few years and have learned a lot. We’ve also met with some incredibly wise and experienced estate and investment experts in the process. In this article, we’ve reached out to Attorney Lyle Soloman, the principal from Oak View Law Group in Rocklin, California.
How Inheritances Can Be Received
There are several ways that most people receive an inheritance.
If you want to legitimately get the most FAFSA money for your college education, follow these tips and tricks. You’ll get maximum federal student aid in Pell Grants by following our research when you fill out your FAFSA application.
Debt-Free College Series # 4 – FAFSA and Financial Aid
We have 5 kids who have attended college, and we have filled out FAFSA applications with every single one of them.
As a matter of fact, we’ve filled out the FAFSA application several times with each of them.
In the process, we’ve learned several tips from our own experience and from financial aid experts.
We’re all about being realistic and frugal. In this article we’re looking for practical ways that grandparents can positively Influence their grandchildren – some of these ideas are amazing!
We asked our Facebook friends how they’ve seen Grandparents influence Grandchildren in a positive way. Our goal was to build a brainstormed list of ideas to encourage grandparents to be active participants in their grandchild’s life.
If your child’s grandparents (your in-laws or parents) could help your family with their financial and relational resources, what would you wish for?
Do you have college loans? Are you looking for a list of student loan forgiveness programs? Are you wondering if you can get loan forgiveness?
Student loan forgiveness isn’t available to everyone, but it is a great way to pay off student loans that have already been accrued!
We’ve scoured the loan forgiveness landscape and found 10 different programs that might benefit you.
Covid Student Loan Forgiveness
Covid-19 has changed the Student Loan landscape with payments being delayed and the prospect of a huge forgiveness program being approved by the US Congress. Currently, repayments are scheduled to start after May 1, … Read more »
If you pack a lunch consistently you’ll be surprised how much money you can save.
Glass Bowls Provide Lunch Values
Having Glass Bowls so you can bring leftovers for lunch, is the second of our Kitchen Tools series. It will empower you to save thousands of dollars on your food budget.
Why glass bowls? When it comes to feeding a family, there is a lot of money at stake. The average family is spending $200 per person each month on groceries. That means that a family of four will spend nearly $10,000 on food this year! And using glass bowls for lunch can help … Read more »
Copies Near Me is a popular Google Search! You never know when you might need to make a Black & White or Color copy. And finding a place to do that inexpensively, especially if you don’t have your own printer can be challenging!
Even though the world is increasingly paperless, there are going to be times when you’ll need a crisp, clean paper document in your hands.
If you find yourself in need of a copier, then browse this list of 29 different places (in 4 categories) for the best free or cheap copies that will make your life easier!
If you’re having a baby and want to save money we’ll show you how to raise a baby on a budget.
To us they’re cuddly, snuggly and sometimes slobbery — and to marketers, they’re a gold mine. We’re talking about babies and what it costs to diaper, feed, clothe and entertain them in their first years.
Some experts predict — and hope — that you’ll spend somewhere between $8,000 and $10,000 before Junior’s first birthday.
Believe it or not, in these situations, when marketers push a multitude of expensive products, you may find the greatest savings.
Yes, you can beautifully outfit your baby … Read more »
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