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Expired Meat – How Long is Meat Good After Sell By Date?

Is Expired Meat Dangerous or a Deal?

Want to see people turn up their noses in disgust? Just mention that you often purchase expired meat or meat that is going out of code.

“Code” refers to the date placed by a grocer or manufacturer on a grocery item revealing its use-by, sell-by or freeze-by date.

We did an interview on ABC’s 20/20 with Elizabeth Vargas. When she saw a video clip of Steve selecting some discounted ham in a grocery store, she was puzzled.

She said, “You are picking up bargains on items most of us would avoid, like expiring meat.”

She continued, “Most people don’t want to buy meat that … Read more »

Buying a Home with a Low Credit Score: Repeat & First Time Home Buyers

Buying a home with bad credit or a low credit score is possible.

Buying a home with bad credit can really be a challenge. And if you have a poor credit score it can be even tougher. If you’ve always dreamed of owning a home, but you’re struggling with saving a down payment or raising your credit score, we’ve got hope.

There are several steps you can take to repair credit, find a lender, and realize that goal of homeownership. This guide will help you find all the resources you need.

Step One: Work on Your Credit

Bad credit and a low credit score are major obstacles when purchasing a home. Lenders use your credit score to … Read more »

Paying for College With No Money or a Trust Fund

How to Pay for College with no Money - College graduate

A Reader asks How to Pay for College With No Money and without a Trust Fund.

Question: My daughter is a senior in high school and is preparing to head off to college. We have no money saved for her college expenses and feel like loans are the only option we have. What should we do?

MoneySmartFamily: You have more options than you realize.

 

1. Get Government Grants

Fill out a FAFSA application – it’s the Free Application for Federal Student Aid – StudentAid.ed.gov

Do this even if you don’t think you’ll qualify for any student aid. FAFSA … Read more »

Student Loan Forgiveness Programs: Get Loans Discharged Legally

Student Loan Forgiveness - Get Rid of College Debt Forever!

Do you have college loans? Are you looking for a list of loan forgiveness programs? Are you wondering if you can get student loan forgiveness?

Student loan forgiveness isn’t available to everyone, but it is a great way to pay off student loans that have already been accrued!

We’ve scoured the loan forgiveness landscape and found 9 different programs that might benefit you.

College Prices Have Skyrocketed:

Over the past 40 years, gas prices have increased by about 300% and Gold has risen more than 1200%. However, the cost of college has outpaced them both, skyrocketing more than 1600% higher than it was in … Read more »

37 Garage Sale Tips and Tricks: A Guide To Hosting Great Yard or Garage Sale

Wooden yard sale sign posted on a wire fence. Guide to Hosting Great Garage Sales.

If you’re looking for Garage Sale Tips and Tricks, you’ve come to the right place. We’ve hosted and participated in dozens of very successful garage sales.

We’ve written this Garage Sale Guide to help you turn your unwanted treasures into cash. There are 37 ideas presented on this page to help you run an efficient and profitable yard sale at your home. Or to host a rummage sale for a charitable organization where you volunteer.

Hosting A Garage Sale – Where to Start

Have you ever wondered how to host a great and profitable garage sale? We’ve hosted dozens of yard or garage … Read more »

How We Rehydrate Rubbery, Limp Carrots

A Terrific Limp Carrot Fix!

Have you ever purchased carrots that are rubbery, limp and droopy? Have carrots that you store in your refrigerator lost their crispness and crunchiness?

Don’t despair, your produce is not ready for the trash can or compost pile. You can rehydrate limp carrots and return them to their crisp and crunchy original condition.

 

Watch the video at the bottom of this page as Steve demonstrates how easy it is to fix limp carrots.

 

Why Do Carrots Get Rubbery and Limp?

Carrots are a root vegetable and consist of 88 percent water. By comparison, cucumbers are 96 percent water. Carrots get limp when their water … Read more »

Savory Butcher $100 Meat Give-Away

Savory Butcher Meat Give Away August 2019

Our friends Cassie and Erle – founders of Savory Butcher, have asked Annette and Steve to be their celebrity bloggers of the month.

DRAWING: Everyone who opens a Savory Butcher account will be entered in a drawing for a free box of meat. They’re giving away a Fresh Savory Sampler Mixed Box – 26 pounds of fresh meat. Retail Value: $109.00.

We have all the details on how to enter the drawing at the bottom of this page.

BONUS: If you place an order, you’ll receive our 30 Day Meal Plan and a set of our 5 Money-Saving Grocery Forms .pdf.

 

What is Savory Butcher?

Do … Read more »

3 Ways to Save Money on Utilities

Programmable Lux thermostat with a finger pointing to it to adjust it.

SAVING ON UTILITIES 

We’re in the dog days of summer (in the U.S.) and depending on where you live, you’re either enjoying the nice weather, sweltering in the humidity or broiling in the dry heat. For many people, summer is a time for relief from the high utility costs of the winter. But for us in Arizona, this is our most expensive season.

1) Planning Ahead for Utility Savings

The time to prepare for your most expensive utility usage season is NOT usually in the middle of that season.

If your winter utility costs eat you alive, prepare in the summer with:

Additional attic insulation … Read more »

Saving on Back-to-School Clothing — 5 Frugal Fashion Tips For Kids

Back-to-School Clothes: 5Frugal Fashion Tips for Kids!

We’ve got Frugal Fashion Tips for Kids when you’re shopping for back-to-school clothes. These will help your kids to look nice, be a little trendy, and not cost a fortune.

We outfitted 5 kids with wardrobes each year. We also found lots of ways for them to look fashionable while staying within our frugal spending limits.

5 Ways to Save on Fashionable Back-To-School Clothes

Parents spend a lot of money for Back-to-school sales for clothing each year. According to a Parents.com survey of 1000 families, 60 percent said that they would spend more on back-to-school clothes for their … Read more »

Head of Lettuce – What is the Best Price, Weight & Nutrition

Buying Leaf or Iceberg Lettuce? Which Lettuce is best to buy?/ #BestLettuceDeal/ #BuyingLettuce/ #BuyingProduceCheap/ #BuyingProduceOnABudget

Leaf or Iceberg Lettuce . . . do you know which type of lettuce costs more?

Have you ever tried to calculate the best price for lettuce? Do you know which type of lettuce is the most nutritious? We answer all of these questions in this blog.

There are several ways to save money when buying lettuce. We outline a couple of our tricks on this page.

Finding the Best Deal on Lettuce is More Complex Than You Might Think!

Calculating the best price on lettuce is more than simply looking at the sale flyer. To determine the best deal we consider the price per … Read more »

College Home Study Program: Degree for $3100 – Dual Credit at Home

A College Degree for $3100? What About College Home Study? What About an Online College Degree? #CollegeDegree$3100 #OnlineCollegeDegree #CollegeHomeStudy

This College Home Study Program is amazing, clever, very different from other programs and inexpensive too.

If you have kids who want a fast track to a college degree or, if you’re an adult looking for an inexpensive and fast way to finally finish that degree, you’ve GOT TO READ what Becky and her kids have done. It’s absolute GENIUS.

We met Becky Muldrow in San Antonio, Texas at a conference where we were speaking. Becky is a mom and a smart one at that.

With 10 kids she has to be.

But what stood out most to us was her absolutely ingenious way … Read more »

33 Places that Buy Used Cell Phones for Cash – Broken or Working

Trade in Used Cell Phones for cash.

Have you ever wondered, “who buys used cell phones?” Many stores are willing to buy used cell phones for cash.

Do you have some old cell phones sitting in a drawer? Would you like to turn that outdated technology into cash?

This article will help you turn you unneeded phones into needed money.

We’ll share stores that are nearby where you can get cash today for your phone.

And we’ll also share several online options where you can get a quote and then mail your phone in for a cash payout.

Listing of Local Stores That Buy Used Phones Near Me

You might be surprised at … Read more »

Want Free Stickers? Easy! 121 Companies Who Mail You Stickers

A mac laptop with free stickers on it.

Are you looking for free name-brand stickers from companies you, or your kids’ love?

At MoneySmartFamily we love free stuff. Especially free things that our kids love or that can be given as gifts.

We’ve researched hundreds of companies and created this easy to use list. We update it every couple of weeks to keep it current and to make sure all of the sites still offer free stickers.

This list is divided into 4 sections.

Companies that have sticker request forms on their sites.
Companies that ask for a Self-Addressed Stamped Envelope (SASE) to get free stickers
Websites with a Contact Form to request a … Read more »

15 Ways to Wreck Your Food Budget

15 Ways to Wreck your Food Budget - Tips for Saving Money!

Learning to manage your food budget is one of the fastest ways to start turning around your family household budget. We see so many families practice grocery shopping habits that drive their food costs through the roof.

If you’ve never been shown how to master the art of food shopping and meal prep, don’t feel bad.

It’s a much easier game to learn than you realize.

Take the Quiz and See How You Do

Put a check mark next to any statement that describes something you’ve said or done in the past six months:

 

 1) I go to the store several times each week.

Going to … Read more »

Saving on Back-to-School Supplies — 5 Black Belt Tactics

Back to School Supplies - 5 Ways to Save Big Money.

The late summer months are the best time to stock-up and save money on Back to School Supplies. 

Unfortunately, if you’re not careful, this can be one of the most expensive times of the year for families with young children. Why?

The reason is that back-to-school costs can really take a toll on your family’s household budget.

According to the National Retail Federation, retailers expect that consumers will shell out more than $80.7 billion during this back-to-school shopping frenzy (k-12 and college combined).

50.1 million students will attend public elementary and secondary school. So if you do the math it comes out to almost … Read more »

Finding the Cheapest Place to Buy Meat Near Me

Discounted cheap meat - family sized.

Are you looking to save money and find cheap meat near your home? These strategies could save you thousands of dollars this year.

Years ago, it was the man’s “job” to hunt for the meat to provide for the family. All it cost was a few days’ trudging through the forest, and some bullets or arrows. Then there was time to clean and dress the meat, a man’s muscles to lug it all home and space to store it.

Today, in our more “sophisticated” society, both sexes are responsible for putting meat on the table. The … Read more »

How Long Can Eggs Last Unrefrigerated and Refrigerated?

How long can eggs last unrefrigerated?

Have you ever thought long and hard about the eggs we eat?

What About Questions Like:

How long can eggs last unrefrigerated and refrigerated?
Or, “How can you tell if the eggs you have are going bad?
Does the nutritional value of an egg change as it ages?

 

Egg Storage Around the World

One of my favorite things to do when I travel is to visit local grocery stores. I enjoy comparing the similarities and differences. In Iceland, grocery stores have a line of cookies called “Maryland.” In France, quail eggs are a common grocery store item.

One notable difference between Europe and the United … Read more »

105 successful dropouts from high school and college #13, #70 & #91 are surprising

105 College Dropouts that proved to be very successful men & women!

You won’t believe some of the people on this list of successful high school and college dropouts.

Can dropouts from high school and college become successful contributors to society?

People like Bill Gates, Steve Jobs, Michael Dell, and MGM co-founder Marcus Lowe are prime examples of successful people. These are people who didn’t go to college or didn’t finish college.

Is education important? Yes of course.

But is a formal education; public, private or parochial school and college—are they critical to success. Yes . . . and no.

While researching the education chapter for our book The … Read more »

12 Cheap Snacks for Kids: Homemade & Store Bought

12 Affordable Snacks for Kids - Health, Delicious & Inexpensive.

Are you looking for cheap and healthy snacks for kids? This list of 12 different easy to serve snack foods should do the trick. Some are homemade and others are store-bought, but all are inexpensive.

These snack options have been time tested with our five kids and should do well for your family.

Do you ever feel like you’re feeding a bottomless pit?
We’re talking about those kids or teens with “hollow legs.”

Remember when they were babies and we fed them every two hours?  Well, the two-hour feedings start all over again in the pre-teen and teen years.

You want to provide nutritious snacking food … Read more »

10 things you may not know about The Declaration of Independence

10 Declaration of Independence Facts that you may not know!

The Declaration of Independence in the United States is one of the most revered documents in our history. It was a bold statement by oppressed men and women to gain freedom from a tyrannical English government. 

10 Declaration of Independence Facts You May Not Know

But do you know these 10 Declaration of Independence facts about this most famous document?

1) The Resolve to move toward Independence

It was Richard Henry Lee of Virginia who proposed the resolution that “That these United Colonies are, and of right ought to be, free and independent states, that they are absolved from all allegiance to the British … Read more »

18 Places To Cash A Personal Check Fast and Without a Bank Account

Writing a check with a gold pen.

Have you ever wondered how to cash a personal check when you don’t have a bank account? Or where you can cash a check right now and what the charges would be?

You might need to cash a check from a friend because you’re traveling out of state, or you could have an online bank or you may simply not have a bank account at all.

If someone writes you a check and you don’t have access to your own bank, you may have a problem.

Don’t fret, there are several ways you can cash a personal check without a bank account.

Here’s how … Read more »

50+ Best Retirement Gift Ideas

Best Retirement Gift Ideas #RetirementGifts

 

Do you need some retirement gift ideas? Are you looking for some of the best retirement gift ideas that are cheap, fun or decadent?

We’ve collected some of the best-rated, 5-star retirement gifts out there from Amazo,  Etsy and other sources. We’ve found cheap, funny, touching and expensive highly-rated gift ideas for you to choose from.

If your colleague or friend is leaving the office for the very last time, then make sure to send them along with something to remember you by.

Whether the recipient is an acquaintance or dear friends you’ll find the perfect gift here..

Keep reading to find the perfect … Read more »

Chick fil A’s Cow Appreciation Day 2019: Dress Like A Cow & Get Free Food

Cow Appreciation Day at Chick-fil-A Abbey & Joe Economides got a free meal.

Chick-fil-A has an annual Cow Appreciation Day – sometimes called  “Dress LIke a Cow Day” others call it “Chick-fil-a Day.” It occurs each year at the beginning of July. And it is celebrated by more than 1.8 million people.

 

When Is Cow Appreciation Day in 2019

This year Dress Like a Cow Day is being celebrated on Tuesday, July 9. It starts at opening time and ends around 7 pm that day.

This live video was shot on Cow Appreciation Day 2019 with 2 of our grandkids and our daughter-in-law Sarah.

 

WANT MORE FREE STUFF? Check out our Free Stuff Category

 

How … Read more »

10 Great Places to Buy Quality Used Cell Phones & Save

Best Places to buy used cell phones samsung galaxy s8+ and iPhone 8

If you’re in the market to buy a used cell phone, try some of these sites to save some money and get a quality phone.

To make your research easier, we’ve included pricing for a couple of the most popular used cell phones. We’ve also listed the number of phones each site had available at the time of publishing.

Our strategy was to focus on these two phones to get an accurate estimate of platforms that cell phones for less. Our research should apply to other makes and models of cell phones. 

In this article, we researched 8 different places where you could … Read more »

8 Easy Pets for Kids: Choose the Best Pet for your Family

Pets for Kids: 8 Different choices for Your Family!

How do you choose the best pet for kids or your family? In this article, we’ll share our experiences and a list of 8 easy pets for kids and families.

An easy pet is one that doesn’t require constant attention or nurture. And doesn’t cost a lot of money to keep happy and healthy.

We’ll give you a realistic view of the cost to purchase and keep a pet. We’ll also talk about the time commitment required for each one.

Pet ownership in America is huge! There are approximately 70 million dogs and 80 million cats kept as pets.

Of this number, about 7.6 … Read more »