30+ Creative Crockpot Recipes, Ideas & Uses—Crazy! (Soap?)

An amazing collection of creative uses for your crockpot - making soap . . . really?

If you’re looking for creative slow cooker cooking ideas for recipes or crafting we’ve got answers. If you want lots of delicious and favorite recipes and some really outrageous uses for a slow cooker, you’ve also come to the right place!

The slow cooker or Crockpot is one of the most versatile time and money-saving tools we have in our kitchen. We use them so much that, over time, we now have three of them. They help us on our once-month cooking day and for other daily needs.

Related Article: If you want to know how much money you can save … Read more »

Amazing Ways to Save Money & Eat Healthier this Year (12 Tips)

Save Money & Eat Healthier this Year - 12 Amazing Tips!

We’re always looking for easy ways to save money & eat healthier. And to be more aware of the nutritional value of the foods we buy and eat.

Here are 12 ways can we save money & eat healthier without going to extremes.

It’s a well-known fact that some of the most common New Year’s Resolutions are to lose weight and to get finances in order.

We’re hoping that this blog will inspire you on both fronts if you’ve made either of these resolutions this year. You can lose weight by eating healthier and you can eat healthier without spending a fortune! So let’s … Read more »

Why Budget – Overcoming Budgeting Problems Now!

Why Budget? 6 Ways for Overcoming Budgeting Problems Now!

Why Budget? We’ve got  six reasons why you should overcome your budgeting problems! One of the top two New Year’s Resolutions is to get personal finances in order. Many folks want to get out of debt or set up a budget.

But too often this resolution is made, and then quickly abandoned.

We’ve heard it, we’ve seen it, and we’ve helped many families to overcome it.

Any effort you make to manage your money will immediately start producing positive dividends.

We’ve created a four-part series that covers the benefits and “How To’s” of setting up a realistic, workable and maintainable household … Read more »

How to Get Blood Stains Out of Clothes & Sheets: 11 Tested Solutions

Mom with baby taking clean laundry out of a dryer. How to get blood out of clothes.

Are you wondering how to get blood stains out of cloth, sheets or carpets? 

Blood can find its way onto your sheets, clothes, carpets, and furniture in a variety of ways. Whether you’ve cut your finger, had a bloody nose or had a period mishap, we’ve got solutions. The blood on your fabric may seem like its be there to stay. Especially if it’s dried or been washed.

Instead of just giving up the item as a lost cause, we’ll show you how to get the stain out.

We tested 11 different methods to get blood out of fabric.

We’ll share several different … Read more »

Free Places to Workout – 50 Cheap Ways to Get Healthy and Stay Healthy

3 people sitting together with white gymshoes on their feet.

There are free places to workout all around us if you just know where to look. We looked to our Facebook friends and learned about dozens more that we’d never hear of.

If you’re looking for “free exercise near me,” we’ve got lots of ideas.

It’s time to get more exercise for less.

Get Healthy Stay Healthy for Less this Year!

We all know that to get healthy and to stay healthy, a regular exercise routine is a must. Our doctors recommend it and our friends encourage it. Of course, thousands of health clubs, gyms, and exercise equipment sellers promote the … Read more »

Top Health Insurance Companies (2019)

Top Health Insurance Companies

Sifting through the right health insurance companies to find the right one for you and your family can be an overwhelming task. A variety of factors will determine the ability of a healthcare company to meet the needs of you and your family. The task at hand may seem enormous, but I will explain the different factors that will go into choosing a healthcare company successfully.

Once you know a little bit more about the different elements to consider, we will outline the best healthcare companies in the market. With this combination of information, you will be able to successfully … Read more »

New Year’s Eve Party – Fun & Frugal!

New Year's Eve Party - Family Fun for Everyone!

Planning a New Year’s Eve Party means ringing in the New Year with family and friends.

We host a New Year’s Eve Party full of Family Fun each year.  It is a tradition that started years ago and is an open house. And it doesn’t look like it’s ending anytime soon. Even though our kids are grown, they love inviting their friends and helping put on a great event.

When the kids were younger we would invite several families whose kids were the same ages as our kids. Now, we just invite anyone who wants to come. And we have every age group … Read more »

23 Christmas Movie Favorites for the Whole Family (2018)

Christmas Movies that are Family Friendly!

This is our updated list of 23 Christmas Movies that are Family Favorites. They are appropriate for children, some are animated, and some will make you laugh out loud they are that funny! And remember that almost all of these are available at your public library for free! We have an online account with our city library where we put items on hold. We just go in and pick them up when they email us and notify us that they have been pulled and are on the “hold” shelf. So easy to run in and check them out!

Do you have … Read more »

My Christmas Budget – Make your Holidays Jingle with Joy

My Christmas Budget - Six Saving Tips to Make Your Holidays Jingle with Joy

Are you wondering how we set up (Our) My Christmas Budget for Gift Giving? We’ll share that and some other tips for saving on gift giving so that your holidays will Jingle with Joy.

Christmas is coming, and it seems to get here faster and faster each year. And for many families what accompanies the approach of the holiday is the accumulation of lots of presents and . . . lots of bills or credit card debt.

Is there a way to break the cycle of obligatory gift giving and the weight of January’s debt regret?

My Christmas Budget Doesn’t Include A lot … Read more »

The True Meaning of Gift Giving – Reducing Holiday Gift Pressures (with grace)

The True Meaning of Gift Giving can reduce the Holiday Gift Pressure You Feel.

If you’re looking for the true meaning of Gift Giving and how to enjoy Christmas and the whole holiday season without feeling obligated to spend gobs of money. We’ve got 7 ways to overcome Holiday Gift Pressure.

We believe that gift giving is a tangible way of saying “I love you.” But we also believe that spending lots of money means that I love you more than spending time and carefully selecting an appropriate gift.

A Reader Question about Holiday Gift Giving Pressures

I really enjoy reading about how your family enjoys holidays like Christmas without spending a lot of money (we all … Read more »

Christmas on a Budget? 29 Ideas to Make this Christmas Magical (2018)

A Magical Christmas on a Small Budget. 26 Creative & Out of Box Ideas!

How can you have a Magical Christmas on a small budget if your bank account is less than enchanted?

We all want to make Christmas a special time of year for our kids and other family members. But we don’t want to wake up in January with huge credit card bills and a large dose of Christmas regret.

It really comes down to time versus money. If you don’t have the money to buy every present you want to give, then you’ll have to invest some time to make the magic happen.

If you can involve your spouse or kids as elves, you … Read more »

Holiday Entertaining on a Budget – More Food, More Fun, More Festive!

Holiday Entertaining on a Budget doesn't have to be boring or costly!

Holiday Entertaining on a budget does not have to be boring! Does the cost of hosting a holiday party overwhelm you? Here are 4 inexpensive ways to host holiday parties this year that are fun, frugal and full of holiday cheer.

We just attended a holiday party at a friend’s home. It was a pot-luck (of sorts)—some people brought nothing. The hostess provided a small turkey, drinks and some dessert. Annette cooked up a huge pot of turkey barley soup. It was a cold night and we were amazed to see 6 quarts of delicious soup get consumed in just a couple … Read more »

Giving Money As A Gift: Is it Better to Give Cash or a Present?

Gift Giving presents under a christmas tree.

Gift Giving for Kids, it’s an age-old question. Should we give our kids money for Christmas or should we just give them presents. You might be surprised by our advice to this family!

Question About the Holidays and Gift Giving for Kids

I have your three books and have read about the MoneySmart Kids System that teaches kids to manage their own money; I have a question regarding giving money for holidays (to your children). Do you give money to your children for holidays or do you have a rule to not give … Read more »

What to do when Grandparents Buy Too Many Gifts?

A pile of white presents wrapped with red bow.

A reader wonders how to deal with a grandparent who is overly generous.

Question: About How to Deal with a Generous Grandmother

How have you dealt with extended family giving gifts to your children?

A good friend of mine has a struggle with her mother-in-law giving expensive presents to her son.

My friend and her husband are on a budget and they want to teach their son that Christmas isn’t about presents but about traditions, family, and charity. But this is difficult with a grandmother who wants to indulge their son.

We sense this problem too. We live in a world where children … Read more »

A Cure for Holiday Stress – Science for Inside Out Thinking

Smiling face in the clouds

Are you wanting to reduce stress so you can enjoy the holidays this year? Have the holidays become a source of overwhelming activities and lists?

We have experienced the same things. But in recent years have taken steps to reverse the stress and make the holidays more enjoyable.


We are bombarded with messages that say we must have the latest and greatest “WhatChaMaCallIt” out there. And that we’ve got to dress or look like everyone else or we’ll miss something great. Stop looking at what everyone else appears to have — the truth is, much of it is on payments … Read more »

7 Black Friday Secrets & Strategies

Black Friday Secrets & Strategies!

Are you looking for Black Friday Secrets and Strategies to jumpstart your Christmas shopping and savings?

If so, it’s time to put our gift planning into high gear.

One great way to do that is to make a list of all of the people you are planning on buying gifts for. Then check some of the websites listed below. They get early releases of most of the major retailer Ads and  Prices before the ads are actually released the weekend before Thanksgiving.

Many of them even allow you to simply click and select, to build a customized shopping list.

You may have to stay up … Read more »

Stores Open On Thanksgiving Day – Black Friday Shopping [2018]

Thanksgiving Day Shopping Stores open and closed.

If you’re wondering whether your favorite stores are opened or closed on Thanksgiving Day and Black Friday, check out the list below.

How does the commercialization of the holidays make you feel?

You know we love getting deals and saving money, but where do you draw the line? When Black Friday was on the Friday after Thanksgiving we thrilled in getting up early to catch the sales. As retailers strategically moved their opening times earlier and earlier in the morning we cringed.

Then when the midnight opening started, we cringed some more, yet we were still attracted by some of the great … Read more »

Thanksgiving Activities for Families with Kids

Thanksgiving Activities for Families with Kids can be Fun & Frugal.

Planning some Thanksgiving Activities for Families with Kids can make the day special. The activities we plan are some of the best ways to keep kids and parents engaged and looking forward to this holiday.

If everyone or most everyone participates, the fun memories created will last a lifetime.

Whether you are a kid, teen or adult, coming up with activities to share on Thanksgiving is a very doable undertaking.

Thanksgiving is a tradition-rich holiday for many families, but it doesn’t just have to center around delicious food only. As you read below, think of things you could do with your family. And … Read more »

Is Swagbucks Legit, or is it a Scam? Our Review [Earnings Reveal]

Is Swagbucks Legit? It is a survey company, search engine, shopping portal, movie previews, playing online games, and trivia contests online!, and something for everyone!

When we first heard about the Swagbucks website, we had to ask ourselves, “Is Swagbucks legit? Or is it a scam?” We had tried some of the other survey sites and were really disappointed.

We started researching this site to find out.

A blogger friend mentioned earning hundreds of dollars of gift cards through the Swagbucks website. We doubted the validity of her claim.

We Googled “Is Swagbucks Legit or a scam?” and found some very compelling blogs articles. Some people didn’t like this website, but others praised it, claiming to have earned gift cards and cash back through the program. Were those … Read more »

What to Make for a Thanksgiving Potluck with Children

What to Make for a Thanksgiving Potluck with Children & Hosting it!

Are you hosting a Potluck Thanksgiving or attending a large gathering for Thanksgiving? Here are lots of ways to save money and reduce stress when feeding a large group for Thanksgiving Dinner or being a guest at someone else’s event. We will also talk about what to make for a Thanksgiving potluck.

Hosting a successful Potluck Thanksgiving dinner

There are so many details to hosting a successful dinner: Where will they sit; what time will you serve dinner; how much help will you need; how many days will it take you to prepare; and what about cleaning all of those dishes?

How Did … Read more »

How to Get Free Internet & Cheap Internet (legally)

How to get free internet from restaurants, coffee houses and retail stores.

If you’re looking for how to get free internet or cheaper internet, we have lots of options for you. More than 92,000 options to be exact.

Internet access can be your connection to the whole world. You may use it to stay connected to friends, manage your finances, take simple surveys for cash, or find a buyer for your used phone.

No matter how you use the internet in your life, you probably want easy, reliable, and affordable access to it.

Instead of paying an expensive monthly bill for it, you may want to explore some more affordable options for access … Read more »

Sonic Happy Hour Deals on Drinks and Snacks (you can get today!)

Sonic Happy Hour & Sonic Drive In = Happy Hour Deals Galore!

Have you ever gone to a Sonic Happy Hour? Sonic is America’s Drive-In fast food restaurant.
They serve up Happy Hour deals every day (Monday – Sunday) between 2 and 4 pm. We confirmed this information and updated in December of 2017.

We drive by a Sonic location several times each week. But it wasn’t until a few months ago that we discovered these half priced Happy Hour Deals (an online friend gave us a tip).
You’ll want to see these amazing deals!

If you’re looking for an awesome bargain on drinks and some tasty snacks check out Sonic’s Happy Hour Deals.

Be … Read more »

23 Best Survey Apps: Earn Cash from your Phone (Trust Scores)

A girl holding a cell phone taking a survey.

Would you love to find the best mobile survey apps that could earn you money? We’ve done all the work for you!

Do you enjoy sharing your opinion about things? Most of us do.

We’ve researched the 23 of the best survey apps that pay you for sharing your opinion.

The promise of making money for answering surveys might sound too good to be true. And there are some instances where it is.

It’s true that some survey companies might be less than ethical. But the list below only includes legitimate survey companies with good reviews.

These survey companies will help you earn some … Read more »

College Savings: 10 Out of the Box Ways Cut the Cost of Education

10 Out of the Box Ways for BigTime College Savings!

Are you’re looking for college savings when trying to get a university education? This blog will give you plenty of out of the box and unconventional options for college savings.

If you take to heart just a few of these ideas it could save you $10,000 or more.

The college landscape is changing so rapidly that savings can be found in the most unusual places. Especially if you’re willing to research and question conventional thinking and dig a little deeper.

This is blog #5 in our College Savings Series. Scroll to the bottom of this page for links to the entire series.

College Prices … Read more »

Do Warehouse Clubs really Save You Money?

Aisles of a warehouse club with logos of Bjs, Sam's and Costco over them.

The concept of shopping in a warehouse and buying directly from a distributor is an appealing idea for money-saving minded people. But do today’s warehouse clubs really save you money or are they merely a carefully marketed retail store that has lots of stuff in it, designed to separate you from your money?

We’ll discuss the pros and cons of shopping at the warehouse clubs AND we’ll tell you how you can do it without buying a pricey membership.

What is a Warehouse Club?

Warehouse clubs are in truth a retail store, that has been strategically designed to look like a warehouse. They … Read more »