Saving on Back-to-School Supplies — 5 Black Belt Tactics

Back to School Supplies - 5 Ways to Save Big Money.

The late summer months are the best time to stock up and save money on Back to School Supplies.

Unfortunately, if you’re not careful, this can be one of the most expensive times of the year for families with young children. Why?

The reason is that back-to-school costs can really take a toll on your family’s household budget.

According to the National Retail Federation, retailers expect that consumers will shell out more than $80.7 billion during this back-to-school shopping frenzy (k-12 and college combined).

50.1 million students will attend public elementary and secondary school. So if you do the math it comes out to … Read more »

6 Cheap Vacation Ideas: How to Travel on a Shoe String Budget

Camping in the Forest - Vaction on a shoe string budget

Are you looking for some inexpensive vacation ideas? Have you heard of bloggers who travel on a shoestring budget and have lots of fun?

Have you ever thought about great vacations with limited funds?

And what about this summer with Covid issues all around, could you still get away?

If you’re thinking you can’t take a vacation, think again. We’ve got lots of frugal and cheap tips to make your vacation memorable on a shoestring budget.

If your only option is to travel on a shoestring budget, you still create a fun and enjoyable memory!

Here’s how we and several other frugal … Read more »

WELCOME TO MONEYSMARTFAMILY

Money Smart Family – Making Frugal Fun

Originally known as America’s Cheapest Family in the Media, we’re sharing our MoneySmartFamily Lifestyle and Making Frugal FUN!

Steve & Annette have been Featured as Finance Experts on:

If you’re looking to improve your finances or want to change your entire relationship with money, we’re here to help you:

Live Debt Free & Budget Your Money Better

Save Tons of Money on Groceries

Raise Independent MoneySmart Kids

3 Main Focuses of MoneySmartFamily.com

Manage Your Money

Learn How to Budget Better and Get out of Debt Forever

Cut Your Grocery Bill

Read … Read more »

The Today Show #8 – Getting Back on Budget

Christmas on The Today Show #1

Steve, Annette, Becky, and Abbey Economides appeared on NBC’s Today Show to share how their budgeting system has enabled us to accomplish some remarkable financial accomplishments in the past 28 years. They also shared loads of money-saving tips for reducing expenses in your entire house.

As usual, we had so much material to cover that we didn’t quite get to it all. Below is a list of the questions we were supposed to cover and some more detailed answers on how you can make your money go further than ever before.

Questions from Today Show Producers

YOU INSIST THAT MAKING A BUDGET … Read more »

Frugal Pro Athletes? Could You Live Below Your Means Like These Athletes

What does living below your means do for your life?

What does living below your means . . . mean? Does it mean a life of deprivation? Does it mean a life of constant coupon clipping, or a life of regularly saying, “We can’t afford it?”

Living below your means – something different.

Maybe it’s saying yes to your top priorities like paying off debt and building savings/retirement.OR,  it’s saying, “I’d love to take a cruise, but this year we only have enough money for a driving vacation.” And then making it a fantastic, fun family memory.Maybe it’s saying, “I’m making great money right now, but this may not last, so we’re going to … Read more »

21 Fun and Inexpensive Recreation Ideas and Activities for All Ages

21 Inexpensive Recreation Ideas for Families and Individuals!

Inexpensive recreation activities are easier to find than you might think.

Recreation doesn’t have to be expensive to be fun! How much are you willing to pay for fun and entertainment?

Where we live there seems to be an endless list of things we do, and most of them cost quite a bit.  There often seems to be an attitude that if you’re going to have fun, you’ve got to spend money, and the more money you spend, the more fun you’ll have.

We want to challenge that notion. You can have fun, lots of fun with inexpensive recreation. And lots of laughter … Read more »

Teens & Credit: How to Establish A Good Credit Score as a Teenager

Girl in a pink sparkly prom dress with a wrist corsage of flowers and credit cards.

Are you wanting to help your teenager establish a good credit score? Teenagers & Credit Scores is a great topic to be concerned about. Raising money-smart teens is more than just teaching our kids to work and earn and save and spend carefully. We need to teach teens the ins and outs of borrowing money and being smart about credit.

Question about Teenagers & Credit Scores

I was wondering if you don’t use any credit cards, how did you establish your credit history?  My son is 17 years old and I would like to tell him to only get an American Express … Read more »

How to Save Money Raising A Baby | 5 Clever Tips

A stack of wooden blocks that spell Baby.

If you’re having a baby and want to save money we’ll show you how to raise a baby on a budget.

To us they’re cuddly, snuggly and sometimes slobbery — and to marketers, they’re a gold mine. We’re talking about babies and what it costs to diaper, feed, clothe and entertain them in their first years.

Some experts predict — and hope — that you’ll spend somewhere between $8,000 and $10,000 before Junior’s first birthday.

Believe it or not, in these situations, when marketers push a multitude of expensive products, you may find the greatest savings.

Yes, you can beautifully outfit your baby … Read more »

Student Loan Debt has me Seeing Black and Red

Female college graduate climbing the stairs with a ball and chain around her ankle.

What is the cause of the student loan debt problem and is there a solution?

The total amount of outstanding student loan debt is a number often thrown around—a staggering 1.6 trillion dollars. It’s just 2 digits and a decimal point, but in reality, it’s a much larger number with huge ramifications and it’s making us see red!

Can you imagine having to write a check for:

1 Trillion     6 Hundred Billion    Dollars

Or $1,600,000,000,000.00

RELATED VIDEO: Be sure to watch the video at the bottom of this page where we interview Jocelyn – a college graduate who earned more than $100,000 in scholarships. … Read more »

How To Save on Groceries – Start Here

Top Grocery Money-Saving Articles

Expired Meat: Good or Bad?

Can you save money buying meat that’s out of code?

How Long Can Eggs Last

Want to save money? Check out Old Eggs.

Store Sale Cycles

Learn when prices will drop & when to stock up

Freeze & Thaw Milk

Save money on milk – learn to freeze it.

Most Popular Grocery Recipes & Tips

Inexpensive Snack Recipes

Get our Best Tasting, Inexpensive Snack Recipes

Best Dessert Recipes

Get our Best Home Made Dessert … Read more »

Frugal Weddings: Ideas to Save You Money Getting Married

Wedding Savings to Crush Every Expense but Give You a Fun & Fabulous Wedding!

If you’re planning a wedding or helping with one, we’ve got dozens of frugal wedding ideas to help you make your wedding day fabulous, frugal and fun! Read what readers from all over the country have done to save tons of money.

Finding Deals on The Rings

TABLE OF CONTENTS

1 Finding Deals on The Rings2 Save on Invitations3 Save on The Wedding Dress4 Deals on The Bride’s Shoes5 The Bride’s Hair6 Options for Wedding Day Flowers7 Save on Bridesmaids Dresses8 Cutting to Cost of the Wedding Cake9 Reducing the Cost of The … Read more »

Auto Insurance Money Saving Tips Page

Money Saving Tips for Auto Insurance.

One of the fastest ways to save money without changing your lifestyle is to quote your auto insurance every couple of years.

This Auto Insurance Money Saving Tips Page contains several tips to help you save on Insuring and Driving your Car!

Auto Insurance Discounts

TABLE OF CONTENTS

1 Auto Insurance Discounts2 Cheaper Car Insurance By City Zip Codes3  Auto Insurance Tips from a Former Agent4 Choosing USAA for Auto Insurance5  Auto Insurance Random Tips6 Learn Insurance Company Reliability7 Start Saving on Car Insurance Now!8 Kids and Cars9 Auto Insurance College Degree Discounts

Car Insurance … Read more »

About Us: MoneySmartFamily and The Economides Family

How the Economides Family Got in the Media - All About Us and Our Story

Learn more about Steve & Annette Economides – America’s Cheapest Family, their 5 kids and their frugal, money-saving journey.

We want to build a community of people who want to Make Frugal Fun and to Save Money everywhere they can.

Our Mission:

MoneySmart Family exists to help you save money and make frugal living fun!

Our website has 3 core focuses where we share practical and achievable advice:

Cutting Your Grocery Bill in Half
Budgeting, managing and making money
Teaching kids become financially independent

The Economides Family in 2003

The Economides Family – America’s Cheapest Family 2003. Back Row (l to r) John, Roy, Joe. Steve … Read more »

A Last Time For Everything

A contract stamped paid in full.

There are lots of “firsts” that are celebrated in life: your first report card, your first kiss, your first job, that first real paycheck, your first car, your first baby, a baby’s first step, your first house. Life is full of great firsts — and some great “lasts.”

Since this is the first month of a new year, many people are thinking of making resolutions so they can accomplish some highly desirable new “firsts.’ Two of the most popular New Years Resolutions are: losing weight and getting out of debt. We’d like to encourage you to make … Read more »

16 Ways to Start Saving This Year

Gas prices may have come down a bit, but other prices haven’t. Using some of these simple money saving ideas will help you put more money in the bank to protect your family against the uncertain times ahead.

GROCERIES

Don’t buy lunch meat at the deli counter.Save up to $4 per pound by buying chubs of ham or turkey ham in the meat department and have the deli slice it.
Grind your own beef.We buy chuck roast or steak for $1.50 per pound and grind it at home. It is equivalent to the $5 per pound leanest ground beef … Read more »

Favorite PG and PG-13 Chick Flicks

Favorite PG 13 Chick Flicks #PGChickFlicks #PG13ChickFlicks

This Page contains a growing list of our favorite PG and PG-13 Chick Flicks!

There’s nothing like watching some well-crafted PG or PG-13 Chick Flicks that evokes a warm laugh or a tender tear. So whether you’re gathering a few of your girlfriends together or trying to soften up that man of yours, these favorite chick flicks will do the trick.

Reviews include: Young Victoria, The Vow, 27 Dresses, Life as we Know it, Sidney WhiteEverAfter,  Kate and Leopold,  Raising Helen, The Amazing Adventure (a classic with Cary Grant), Miss Potter and a … Read more »

15 Ways to Save on Watching Movies & TV

Save money watching movies & TV at home

Saving Money on watching movies & TV, is something every family and household can do. This awesome page has lots of ideas for you to try today!

1. Borrowing from the Library – Physical or Online

Borrow movies and TV shows from your local library for free. All you need is a library card. Many librarys have online streaming services like Hoopla and Kanopy. Many libraries also have the Libby app (by Overdrive) but it just hosts eBooks, Audiobooks and Magazines.

Public libraries in my area now have extensive DVD … Read more »