If you want to be Debt Free this is the place to start.

Just print out a couple of copies of this Debt Repayment List and then write down everyone you owe money to.

Then organize the list in order of the amount you owe … smallest to largest.

Pay everybody something each month.
But pay the most that you can to the smallest debt.

Most people can eliminate their smallest debt within 3 months and be completely out of debt in about 18 months.

Once your first debt is paid off, then apply the money you were paying on Debt #1 to Debt #2.

This method is called the Debt Snowball.

You’ll feel in control and less like a victim.

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