Six Obstacles to the Perfect Budget

Overcoming Six Obstacles to the Perfect Budget!

One of the top two New Year’s Resolutions is to get personal finances in order—to get out of debt or set up a budget.Video Icon

But too often this resolution is made, and then quickly abandoned.

We’ve heard it, we’ve seen it, and we’ve helped many families to overcome it.

Any effort you make to manage your money will immediately Read the rest

Amazing Ways to Save Money & Eat Healthier this Year (12 Tips)

Save Money & Eat Healthier this Year - 12 Amazing Tips!

We’re always looking for easy ways to save money & eat healthier. And to be more aware of the nutritional value of the foods we buy and eat.

Here are 12 ways can we save money & eat healthier without going to extremes.

It’s a well-known fact that some of the most common New Year’s Resolutions are to lose weight … Read the rest

How to Cash a Personal Check (as quickly and cheaply as possible)

Writing a check with a gold pen.

Have you ever wondered how to cash a personal check without having a bank account? It could be because you’re traveling out of state, or you could have an online bank or you may simply not have a bank account at all.

If someone writes you a personal check and you don’t have access to your own bank, you may … Read the rest

The Best Types of Family Budgets

Here are 3 types of family budgets for Savvy Spending and awesome money planning!

Are you looking for the best budget for your family?

We’ve discovered that there almost as many ways to budget as there are people talking about it. Family Budgets can be expensive systems, cheap systems, apps, websites and grandma’s system for budgeting. With so many choices, it’s hard to know which kind will be the best budget for you!… Read the rest

New Year’s Eve Party – Fun & Frugal!

New Year's Eve Party - Family Fun for Everyone!

New Year’s Eve Party – Family Fun, means ringing in the New Year with family and friends.

We host a New Year’s Eve Party – Family Fun each year.  It is a tradition that started years ago and is an open house. And it doesn’t look like it’s ending anytime soon. Even though our kids are grown, they love inviting Read the rest

Family Christmas Traditions: 8 Inexpensive, Fun Holiday Activities

Family Christmas Traditions for the Holidays. 8 Inexpensive Christmas Activities

Family Christmas Traditions can occur whether your family is large or small, and young or old. Establishing traditions can enhance relationships, evoke warm feelings and create memories that last a lifetime.

Over the years, we’ve read numerous books about the value of family traditions. They add stability to the yearly calendar as the kids eagerly anticipate and participate in Read the rest

Sonic Happy Hour Deals on Drinks and Snacks (you can get today!)

Sonic Happy Hour & Sonic Drive In = Happy Hour Deals Galore!

Sonic Happy Hour, America’s Drive-In fast food restaurant serves up Happy Hour deals every day (Monday – Sunday) between 2 and 4 pm. This information was confirmed and updated in December of 2017.

We drive by a Sonic location several times each week, but it wasn’t until recently, when an online friend tipped us off, that we discovered … Read the rest

Dressing Up at the Holidays for Less

Holiday Clothing that looks great but doesn't cost a fortune!

Holiday Clothing can be expensive, and everyone wants to look fantastic for the holidays. How can you get a great Holiday look without spending a fortune of money? We’ll share how you can dress up for the holidays with a minimal cash outlay, and look fabulous in the process.

Reader Question About Holiday Clothing Expenses

I know that I’ll be Read the rest

My Christmas Budget – Make your Holidays Jingle with Joy

My Christmas Budget - Six Saving Tips to Make Your Holidays Jingle with Joy

Are you wondering how we set up (Our) My Christmas Budget for Gift Giving? We’ll share that and some other tips for saving on gift giving so that your holidays will Jingle with Joy.

Christmas is coming, and it seems to get here faster and faster each year. And for many families what accompanies the approach of the holiday is … Read the rest

23 Christmas Movie Favorites for the Whole Family (2017)

Here's a List of Christmas Movies that are Family Favorites!

This is our updated list of 23 Christmas Movies that are Family Favorites. They are appropriate for children, some are animated, and some will make you laugh out loud they are that funny! And remember that almost all of these are available at your public library for free! We have an online account with our city library where we put Read the rest

Holiday Entertaining on a Budget – More Food, More Fun, More Festive!

Holiday Entertaining on a Budget doesn't have to be boring or costly!

Holiday Entertaining on a budget does not have to be boring! Does the cost of hosting a holiday party overwhelm you? Here are 4 inexpensive ways to host holiday parties this year that are fun, frugal and full of holiday cheer.

We just attended a holiday party at a friend’s home. It was a pot-luck (of sorts)—some people brought nothing. … Read the rest

The Wood Puzzle: A Retro Challenge in the Age of Electronics

You may have never thought of a wood puzzle as being a challenge, and perhaps it seems like a very outdated way to have fun. However, there are still many who enjoy spending their time working to finish a puzzle. Completing a puzzle challenge has many benefits for children and adults.

Puzzles have been around for thousands of years, but … Read the rest

5 Top Tips for Saving Money on Household Essentials

A plastic grocery bag full of zuchinni, carrots and peppers.

Eliminating unnecessary expenses from your spending is easier said than done. Even if you cut out trips to the movies, meals at restaurants, and superfluous shopping outings, you’ll still need to pay for your household essentials.

However, just because you need to buy these things doesn’t mean you need to spend a ton of money on them. Use these tips … Read the rest

7 Financial Decisions that Your Parents Need to Make

An adult daughter talking with her retired father about funeral plans.

Your parents cared for you for years, and now it’s your turn. As you parents start to reach an older age, there are several financial decisions that they will need to make. By not making some key choices now they could leave you and your loved ones with some difficult decisions later.

Talking about money and death is never a … Read the rest

The 5 Major Cryptocurrencies

Cryptocurrencies - Stacks of Bitcoin on a black tabletop.

We’ve been hearing a lot lately about Bitcoin and other emerging forms of Cryptocurrencies. We’re hoping that cryptocurrencies will transform the money exchange industry so that foreign exchange transactions are less costly and more secure. So when Ron Johnson approached us about providing an article that explains what Cryptocurrencies are, we welcomed his input.

Bitcoin was the first cryptocurrency to … Read the rest

Is it Better to Give Presents or Cash to Kids?

Gift Giving for Kids - Should it be Cash or Presents?

Gift Giving for Kids, it’s an age-old question. Should we give our kids money for Christmas or should we just give them presents. You might be surprised by our advice to this family!

Question About the Holidays and Gift Giving for Kids

I have your three books and have read about the MoneySmart Kids System that teaches kids to manage Read the rest

Light String Fix and Repair

Looking for a way to fix Christmas lights strings that don't work? Here's your answer and saved loads of money and time!

Do you need a Light String Fix? Learn how a fun and frugal family fixes holiday light strings that won’t light, by using a very simple tool. No more frustration and no more dead strings of lights. Watch the video where Steve shows you how he fixes holiday light strings now. 

We put up our Christmas lights on Thanksgiving weekend. … Read the rest

Stores Open On Thanksgiving Day – Starting Black Friday Shopping

Here's a List of Stores Open on Thanksgiving Day and which ones that are closed. This can help a lot with your Black Friday Shopping schedule.


How does the commercialization of the holidays make you feel?

You know we love getting deals and saving money, but where do you draw the line? When Black Friday was on the Friday after Thanksgiving we reveled in getting up early to catch the sales. As retailers strategically moved their opening Read the rest

Is Swagbucks Legit? Or is it a Scam? Our Review.

How we earn free gifts with Swagbucks. Swagbucks is Legit and is not a scam!

When we first heard about it, we had to ask ourselves, “Is legit? Or is Swagbucks a Scam?”

We say Swagbucks is Legit. Swagbucks is often portrayed as a make money in your spare time website. Many of us have heard the “how to make money on the internet” pitches — how many of those are legit? And we’ve … Read the rest

7 Tips for Living With Dogs When You Have a Tight Budget

German Shepherd Smokie chewing a softball.

Having a pet dog can be one of the most fulfilling things in the world. However, it can also be stressful particularly on the wallet. Having a dog results in many extra expenses, including food, medical care, toys and more and if you have a tight budget, it may be tough to prepare for all of the unexpected little costs.… Read the rest

What to Make for a Thanksgiving Potluck with Children

What to Make for a Thanksgiving Potluck with Children & Hosting it!

Are you hosting a Potluck Thanksgiving or attending a large gathering for Thanksgiving? Here are lots of ways to save money and reduce stress when feeding a large group for Thanksgiving Dinner or being a guest at someone else’s event. We will also talk about what to make for a Thanksgiving potluck.

Hosting a successful Potluck Thanksgiving dinner

There are … Read the rest